California's Trusted Hard Money Lender Since 1988

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Recently Funded – Helping Where Needed

May 21, 2020 (0) comment , , , , , , , ,

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Let Us Be Of Help When Needed. These are trying times for many.  Wouldn’t it be beneficial to discover a possible home loan program that could relieve some of the stress?  This is where we hope to be of help! The Hard Money mortgage programs we offer are backed by real estate equity –helpful for…

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Looking to Improve Your Home’s Value?

Jan 07, 2020 (0) comment , , , , , ,

Looking to Improve Your Home’s Value

Are your toying with the idea of selling or staying in your home?  Whatever you decide, increasing the value of your home is a win-win.  Some improvements you can make will add to the beauty of your home, while others will make it more efficient or more comfortable.  Whether you want to build equity in…

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Alternative Financing Programs

Apr 25, 2017 (0) comment , , , , , , , ,

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Hard Money Loans in General: Only 2 qualifications for the following loan programs: 1. Decent existing equity or at least 20% down payment; 2. An ability to repay the loan (source of income); Normal turn-around time – 1-1/2 to 2 weeks. Loans from $150,000.00 to $1.5 million. Bridge or Temporary – Owner Occupied and Investment…

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Make the Winning Offer

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans.  It was informational to borrowers and investors alike.  It spoke…

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CREDIT – The Bane of Home Loan Approvals

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…

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How Can I Get A Home Loan?

Nov 05, 2012 (0) comment , , , , , , , , , , , , , , , ,

Out of the Ashes…   LENDER’S VIEWPOINT by CA Broker, Forest Tardibuono Out of the Ashes… I have empirical evidence of the real estate market recovery. Statistics I monitor that have seen a dramatic turn recently. It has me more excited about the recovery than housing sales. My Past Borrowers are buying houses, and they…

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The Winning House Bid – You Get the Deal

Oct 15, 2012 (0) comment , , , , , , , , , , , , , , , ,

The Winning Bid   It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true. The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in…

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Proven Realtor Social Networking & Marketing Sites

Oct 04, 2012 (0) comment , , , , , , , , , , , , , , , ,

Lenders Viewpoint By Forest & Lynn Tardibuono Proven Realtor Social Networking & Marketing Sites After our Daughter ‘n Law (who is our Marketing Director) attended the local Sonoma County Tech Expo with seminars from experienced representatives of Trulia, Zillow and C.A.R., we all decided a list of the staple social networking, marketing and advertising sites…

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Make The Market Work For You Instead Of Desperately Working For It!

Sep 11, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Getting the message out to Realtors and your clients about the current market good news, such as “You can sell your house for free with a short sale” and “equity sales are up 59%!” will only make you more money. Like Mike Kelly of Keller Williams Realty stated, “By creating a bigger pie we…

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Sure Advice for Real Estate Success

Aug 01, 2012 (0) comment , , , , , , , , , , , , , , , ,

LENDER’S VIEWPOINT By; Broker Forest Tardibuono Sure Advice for Real Estate Success As Rick Laws mentions in his 2nd quarter real estate report, the Bay Area experienced over 30% increase in homes sold compared with last year.  A 30% increase! The big question is: “How does a Buying Agent get their Buyers to write the…

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