Home >

Get A Loan FAST Using Hard Money!

Flashpromo Jumbo Loan Funded In A Flash!

Jumbo Loan Funded In A Flash!

A property owner in Napa needed some fast capital for his business as well as wanted to do some needed upgrades to his rental.  Unfortunately, he was having difficulty qualifying for a conventional loan due to being self employed with difficult to prove income – and he couldn’t wait the 6 months his regular Broker said it would take for him to qualify.

They decided to reach out to us for a Hard Money refinancing loan of $1,750,000.  We got right onto it and within 24 hours had loan approval and just 6 days later he had his money in hand!

Call Today at 707-523-2099 so we can help get that needed loan done in a Flash!

Why Should I Buy Today Instead of Waiting?

Image1 Today Most Industry Leaders Would Agree That Waiting For Home Prices To Drop Significantly Before Buying Property Is Very Unwise.  The Latest Reports Anticipate At Least A 5.2% Increase Over Last Year’s 7% Increase In Property Values.

Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise.  The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values.

Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest rate hike.  The 30-year mortgage has increased by half a percentage point already in 2018. Most institutions involved in lending are projecting the rate will have increased by a full point by this time next year.

It is good to remember that whether you own or rent, you are paying a mortgage, your own or your landlord’s.  The obvious advantage of paying your own mortgage is that you do not need to concern yourself with unwanted surprises, like rent increases and decisions made by your landlord that jeopardize your living arrangements.

Another reason to consider home ownership is the “forced savings” it affords.  The equity your home accrues throughout the years will allow you to tap into substantial funds later in life.

If the right thing for you and your family is to purchase a home this year, consider buying sooner rather than later.  And if you think you can’t qualify for a loan, consider the option of a hard money loan with Sun Pacific Mortgage, where your credit score, condition of property and difficulty to prove income is not our first concern.  Call us today! (707) 523-2099

Hard Money – In A League All Of Its Own!

Pic Taking Advantage Of Hard Money For Real Estate Purchases And Refinances Will Not Only Put Your Client Into A Better Position, But It’ll Put You Into A League Of Your Own As Their Real Estate Or Lending Agent!

Taking advantage of Hard Money for real estate purchases and refinances will not only put your client into a better position, but it’ll put you into a league of your own as their Real Estate or Lending Agent!

Read below to see what recently funded by our office – including mega jumbo loans and 1-week-to-funding loans!

And Call Us today at (707) 523-2099 to see how we can help you, a friend or a client with our Hard Money Programs.

Best, Broker & Broker – The Guys in the White Hats

 

Recently Funded

Single Family Houses, Condos, Principal Residences +

Multi-Family Units, Commercial & Office

$2,541,000 – Oceanside, San Diego County
Owner Occupied Refinance Business Purpose
64% Loan to value
27 Days to Fund

$1,750,000 – Saint Helena, Napa County
Non-Owner Occupied Refinance
63% Loan to value
7 Days to Fund

$690,000 – Petaluma, Sonoma County
Non-Owner Purchase
53% Loan to value
22 Days to Fund

$650,000 – West Hills, Los Angeles County
Owner Occupied Bridge Loan
65% Loan to value
22 Days to Fund

$341,000 – Cazadero, Sonoma County
Non-Owner Refinance
55% Loan to value
13 Days to Fund

$265,000 – Santa Rosa, Sonoma County
Owner Occupied Bridge Loan
75% Loan to value
27 Days to Fund

Real Estate – Best Investment for Past 5 Years!

Investments Despite The Volatility Of The Real Estate Market In The Past, Most Americans, Particularly Gen X’s, Believe In The Long-Term Advantages Of Property Ownership.  A Recent Article In Keeping Current Matters Stated That 2011 Saw Gold As The Choice For 34% Of Investors, But Today Those Same Investors Are Turning To Real Estate As Their Number One Investment.  The Other Choices For Money Growth Fall Into 3 Categories:

Despite the volatility of the real estate market in the past, most Americans, particularly Gen X’s, believe in the long-term advantages of property ownership.  A recent article in Keeping Current Matters stated that 2011 saw gold as the choice for 34% of investors, but today those same investors are turning to real estate as their number one investment.  The other choices for money growth fall into 3 categories:

  • 26% of investors are counting on the stock market
  • 17% are still investing in gold
  • 15% like the old, safe but slow growing, stand-by:  savings accounts

Besides the financial benefits of real estate investing, there are the powerful emotional reasons for buying a home.  Most real estate buyers or investors are looking for long-term stability needed to raise a family, the security of ownership, the space to “do your own thing”, and the ability to make changes to suit your living style.

Think you missed the boat with the real estate boom?  Think again and call Sun Pacific Mortgage! We have helped many individuals who wanted to become home owners themselves or helped investors who wanted to increase their real estate investments.

We can help you, too!  Give us a call today at 707-523-2099 or email us by clicking here.

Feeling Strange About Hard Money? Let Us Show You Our Magic!

Image2 Jumbo Loan Funded Magically Fast

Jumbo Loan Funded Magically Fast

A Home Buyer was referred to us by his Lender because he need a few more months to fix some “strange” credit issues before he could qualify for a conventional loan. But neither of them wanted to wait or they would miss out on a great investment purchase in Napa. This is when they came to us.

The Buyer had a significant amount of money for a down payment but the loan size he needed was still quite large, at $1,750,000.00. Well, this didn’t phase us. We worked our Hard Money magic and within just 7 days, we had this loan approved, funded and cash in hand for that great investment purchase!

There is nothing strange about Hard Money.
– It is fast! (Many loans funded in less than a week)
– Just two main qualifications: 1. Decent down payment or good existing equity and
2. Ability to repay the loan (source of income).

If you or a client runs into any strange loan approval issues, don’t hesitate to Call Today at 707-523-2099 so we can help with our “Magical” Hard Money programs!

Don’t Get Left In The Dark – Use Hard Money!

1 We Won’t Leave You Waiting Or Wondering If You Have Loan Approval.  We Are Fast In Getting Approvals And Getting Your Loan Funded. We Have Gotten Many Loans Done In Less Than 1 Week!

We won’t leave you waiting or wondering if you have loan approval.  We are FAST in getting approvals and getting your loan funded. We have gotten many loans done in less than 1 week!

See below for multiple scenarios that we got done FAST.

We are here to help you, a client or someone you know get their loan approved! Call Us Today at 707-523-2099.

 

Funded Loans By Us

Includes: Single Family Houses, Condos, Principal Residences, Multi-Family Units, Commercial & Office

$990,000 – Santa Rosa, Sonoma County
Owner Occupied Bridge Loan
65% Loan to value
7 Days to fund!

$1,312,000 – West Hollywood, Beverly Hills County
Non-Owner Purchase
67% Loan to value
10 Days to fund!

$250,000 – Hope Ranch, Santa Barbara County
Non-Owner Refinance
60% Loan to value
18 Days to fund!

$1,100,000 – Santa Rosa, Sonoma County
Commercial Purchase
55% Loan to value
14 Days to fund!

$750,000 – Napa, Napa County
Owner Occupied Bridge
70% Loan to value
19 Days to fund!

$337,500 – San Leandro, Alameda County
Non-Owner Purchase
70% Loan to value
21 Days to fund

Frustrated About Your Loan Being Turned Down?

Jpeg Let Us Help With Our Hard Money Loans!

Let Us Help With Our Hard Money Loans!

A Home Buyer was having problems getting her loan approved elsewhere, due to difficult to prove income.   She had a free and clear home she was selling but wanted to buy another house prior to this sale.

We jumped in with our Bridge Loan program, allowing her to get a $450,000 loan against her home about to be listed for $1.7million.  This became the down payment for her new home and provided enough cash to fix up the home she was listing, so she could get a better price!

With our help, she was able to write a strong offer for a new home, including no sale contingency of her existing house and a 14-day close.  This distinguished her offer from others and it was accepted!

If you, a client or someone you know is having difficulty with loan approval for a purchase or even a refinance, Call Us Today at 707-523-2099.

No Wipe-Outs Here With Our Hard Money!

Surfingken “Thank You So Much!! It Was A Pleasure To Be Able To Get This Loan With You.  This Was The Easiest Loan Process I Have Ever Experienced In My Life!! We Sure Will Keep You On Our List For Our Future Loans. Thank You” – Borrower, S.b.

“Thank you so much!! It was a pleasure to be able to get this loan with you.  This was the easiest loan process I have ever experienced in my life!! We sure will keep you on our list for our future loans. Thank You” – Borrower, S.B.

A past borrower contacted us for another loan. He wanted to buy an investment property in Berkeley, with a purchase price of $885,000. Due to property condition, it did not qualify for conventional financing – thus our Hard Money help.

With his 25% down-payment we were able to get him a Hard Money Jumbo loan for $660,000. Within just 18 days he had his loan financed by one of our Investors and picked up the keys to his new property!

No fears of wiping-out with our financing programs. Call Today 707-523-2099 and we will let you know how we can help

Get Skillful Financing with Hard Money!

Waterskiing Crop Good Hard Money Loans Take Skill – And As You Can See, This We Have!

Good Hard Money loans take skill – and as you can see, this we have!

We are skilled in getting FAST loan approval.  Skilled with multiple loan options, including large loans up to $2Million. Skilled in making the impossible possible!

See below for some recent loans skillfully funded through our office.

Call Today at 707-523-2099 to see how we can help you or a client get a hard money loan.

Best, Broker & Broker – The Guys in the White Hats

 

Recently Funded By Us

Single Family Houses, Condos, Principal Residences

$680,000 – Santa Rosa, Sonoma County
Non-Owner Purchase
80% Loan to value
18 Days to Fund!

$300,000 – South San Francisco, San Francisco County
Non-Owner Refinance
64% Loan to value
11 days to Fund!

$435,500 – San Juan Capistrano, Orange County
Owner Occupied Bridge Purchase
65% Loan to value
10 Days to Fund!

$313,900 – Fontana, San Bernardino County
Owner Occupied Bridge Purchase
70% Loan to value
20 Days to Fund!

Multi-Family Units & Commercial

$910,000 – Sunnyvale, Santa Clara County
Non-Owner Occupied Purchase Temporary
70% Loan to value
12 Days to Fund!

$2,400,000 – Los Angeles, LA County
Non-Owner Refinance Business Purpose
70% Loan to value
15 Days to Fund!

$885,000 – Berkeley, Alameda County
Non-Owner Purchase
75% Loan to value
8 Days to Fund!

Hard Money – It Is The Season

Spring Promo 3 Broker The Market Is In Full Swing.  Realtors And Lenders Alike Are Discovering That It Is Quite A Tool To Be Able To Write An Offer With 5 Days For Loan Approval And A 10 Day Close Of Escrow!

The market is in full swing.  Realtors and Lenders alike are discovering that it is quite a tool to be able to write an offer with 5 days for loan approval and a 10 day close of escrow!

Lots of fast loans for refinancing as well; We are very busy with our Bridge or Temporary loans. We are getting a lot of these from other Mortgage Brokers who do not have a fully developed Hard Money Program.

We do Pre-Approvals for your Buyers as soon as we take their loan application.  We do this over the phone and it takes about 5 minutes.  We then write the Pre-Approval letter once we have the address of the property they want to make an offer on and what they propose to offer.

Call 707-523-2099 with any scenarios you may have and we’ll get back to you right away!

Posts navigation