Give us a call at 707-523-2099 with any questions or scenarios. We’ll rapidly get back to you with how we can help!
Call today 707-523-2099 with your scenario.
The Guys in the White Hats; Continuing the legacy of 33+ years of Private Money lending!
Whether to invest in real estate or stocks is a personal choice that depends on your financial situation, risk tolerance, goals, and investment style.
When you buy stocks, you buy a tiny piece of that company. In general, you can make money two ways with stocks: value appreciation as the company’s stock increases and dividends.
When you buy real estate, you acquire physical land or property. Most real estate investors make money by collecting rent or mortgage payments, as is the case with private investors at Sun Pacific Mortgage. These private investors are provided a steady income stream and through appreciation, as the property value goes up, a hedge against a bad borrower.
For many prospective investors, real estate is appealing because it is a tangible asset that can be controlled, with the added benefit of diversification.
Comparing the returns of real estate and the stock market is an apples-to-oranges comparison because the factors that affect prices, values, and returns are very distinct. But, bottom line, both present risks and rewards. Smart investors opt for a variety of asset classes to reduce their risk.
Investing in real estate is an ideal way to diversify your investment portfolio, reduce risks, and maximize returns. If you like the idea of investing in real estate, but don’t want to own and manage properties, become a private investor with Sun Pacific Mortgage. We have hundreds of private investors who choose to fund our trust deeds and maximize their investments with returns up to 13%.
Call Sun Pacific Mortgage at 523-2099 or check us out at www.sunpacmortgage.com and discover a better way to increase your family’s wealth.
Recently funded by us:
At Sun Pacific Mortgage we continue the 33 year legacy of providing Private Money financing!
Routinely contacted by Home Buyers and Home Owners, who need FAST financing or are unable to get a home loan elsewhere. Sometimes it is because of your FICO score or difficult to prove income, etc. Other times it is simply because you want a stronger purchase offer with shorter 10-day close.
Give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly get back to you with how we can help!
When deciding to sell here in California, some homeowners feel they need to get their houses ready to make it more appealing to Home Buyers. Before deciding on this choice, here’s a few things to keep in mind:
All over the country, but especially in California, we are in a strong seller’s market. So many of the popular California counties, including Sonoma, Marin, Monterey, Santa Clara, San Mateo and even Southern CA counties, are seeing more and more homes slowing coming onto the market – and selling fast!
So, maybe the best course of action is not a reasonable renovation project but instead putting it on the market for the many Home Buyers waiting to buy! But, if you do need fast funding to get a renovation job done quickly in order to cash in on this market, give Sun Pacific Mortgage a call at 707-523-2099. We are a private mortgage funding company who can often get your funding done in as little as a week.
Continuing the legacy of 33 years; We offer FAST private money financing for your real estate needs:
A Broker from Santa Clara called us, requesting fast help with a Borrower she had. This particular Homeowner was looking for a fast refinance and cash-out of their primary residence, so they could purchase an investment property for 560K.
They were in Escrow and his loan had just fallen through, due to some trouble with proof of income. He was about to lose out on a great investment purchase, so his Broker made the smart move and brought him to us for fast financing.
With an LTV of just 48%, in 9 days we had his refinance approved, through Escrow and his new investment property keys in hand!
Get trusted and friendly service from our family owned & operated company, in business over 33 years.
Call today 707-523-2099 with your scenario.
Gone are the days, at least for the immediate present, when the listing price was the point where the buyer started from and worked downward in the negotiating process. Today, in the Peninsula and Northern Bay Areas, with the record-low supply of homes for sale coupled with very strong buyer demand, the list price is the beginning of a bidding war on many homes.
According to the Home Buyers and Sellers Generational Trends report just released by the National Association of Realtors, 45% of buyers paid full price or more.
With this market you just can’t shop for a home with the old-school mentality of refusing to pay full price or more for a house. When navigating the housing markets in areas of San Francisco, San Mateo, Contra Costa and the others, think of the list price as the minimum the seller will accept in many cases. The list price has become the floor of the negotiation, not the ceiling. Know that if you really love a home in the Bay Area, be prepared to offer above asking, while still staying within your budget. That’s a tall order in today’s real estate market!
As in all tricky financial situations, consult a professional and listen to their advice. And, if you are looking to make a stronger offer with shorter closing time or virtually all-cash offer, consider Private Money loans for your mortgage! Call Sun Pacific Mortgage at 707-523-2099 to discuss your situation and get experienced advice and support from a reputable family-owned and operated lending company, not just for Solano, Santa Clara and other Northern CA areas but for all California real estate.
Continuing the legacy of over 3 decades:
Call today 707-523-2099 with your scenario!
Passing Prop 19 in November 2020 will have significant consequences for homeowners selling in one county and buying in another. We witnessed much of this movement in the past few months as families in the bigger cities – such as San Francisco – wanting more space and bigger homes, moved to the suburbs. As a result of Prop.19 there will be consequences going forward that may benefit sellers who moved between counties rather than within a county.
Up until February 15, 2021 a seller could only transfer their tax base within certain counties. With this new law enactment, eligible homeowners may now transfer their tax basis anywhere within the State.
Additionally, Prop.19 increases the number of times that certain people may transfer their tax assessments. If a person is 55 year
