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Real Estate – Best Investment for Past 5 Years!

August 15, 2018

Investments Despite The Volatility Of The Real Estate Market In The Past, Most Americans, Particularly Gen X’s, Believe In The Long-Term Advantages Of Property Ownership.  A Recent Article In Keeping Current Matters Stated That 2011 Saw Gold As The Choice For 34% Of Investors, But Today Those Same Investors Are Turning To Real Estate As Their Number One Investment.  The Other Choices For Money Growth Fall Into 3 Categories:

Despite the volatility of the real estate market in the past, most Americans, particularly Gen X’s, believe in the long-term advantages of property ownership.  A recent article in Keeping Current Matters stated that 2011 saw gold as the choice for 34% of investors, but today those same investors are turning to real estate as their number one investment.  The other choices for money growth fall into 3 categories:

  • 26% of investors are counting on the stock market
  • 17% are still investing in gold
  • 15% like the old, safe but slow growing, stand-by:  savings accounts

Besides the financial benefits of real estate investing, there are the powerful emotional reasons for buying a home.  Most real estate buyers or investors are looking for long-term stability needed to raise a family, the security of ownership, the space to “do your own thing”, and the ability to make changes to suit your living style.

Think you missed the boat with the real estate boom?  Think again and call Sun Pacific Mortgage! We have helped many individuals who wanted to become home owners themselves or helped investors who wanted to increase their real estate investments.

We can help you, too!  Give us a call today at 707-523-2099 or email us by clicking here.

Feeling Strange About Hard Money? Let Us Show You Our Magic!

August 9, 2018

Image2 Jumbo Loan Funded Magically Fast

Jumbo Loan Funded Magically Fast

A Home Buyer was referred to us by his Lender because he need a few more months to fix some “strange” credit issues before he could qualify for a conventional loan. But neither of them wanted to wait or they would miss out on a great investment purchase in Napa. This is when they came to us.

The Buyer had a significant amount of money for a down payment but the loan size he needed was still quite large, at $1,750,000.00. Well, this didn’t phase us. We worked our Hard Money magic and within just 7 days, we had this loan approved, funded and cash in hand for that great investment purchase!

There is nothing strange about Hard Money.
– It is fast! (Many loans funded in less than a week)
– Just two main qualifications: 1. Decent down payment or good existing equity and
2. Ability to repay the loan (source of income).

If you or a client runs into any strange loan approval issues, don’t hesitate to Call Today at 707-523-2099 so we can help with our “Magical” Hard Money programs!

Don’t Get Left In The Dark – Use Hard Money!

August 2, 2018

1 We Won’t Leave You Waiting Or Wondering If You Have Loan Approval.  We Are Fast In Getting Approvals And Getting Your Loan Funded. We Have Gotten Many Loans Done In Less Than 1 Week!

We won’t leave you waiting or wondering if you have loan approval.  We are FAST in getting approvals and getting your loan funded. We have gotten many loans done in less than 1 week!

See below for multiple scenarios that we got done FAST.

We are here to help you, a client or someone you know get their loan approved! Call Us Today at 707-523-2099.

 

Funded Loans By Us

Includes: Single Family Houses, Condos, Principal Residences, Multi-Family Units, Commercial & Office

$990,000 – Santa Rosa, Sonoma County
Owner Occupied Bridge Loan
65% Loan to value
7 Days to fund!

$1,312,000 – West Hollywood, Beverly Hills County
Non-Owner Purchase
67% Loan to value
10 Days to fund!

$250,000 – Hope Ranch, Santa Barbara County
Non-Owner Refinance
60% Loan to value
18 Days to fund!

$1,100,000 – Santa Rosa, Sonoma County
Commercial Purchase
55% Loan to value
14 Days to fund!

$750,000 – Napa, Napa County
Owner Occupied Bridge
70% Loan to value
19 Days to fund!

$337,500 – San Leandro, Alameda County
Non-Owner Purchase
70% Loan to value
21 Days to fund

Frustrated About Your Loan Being Turned Down?

July 26, 2018

Jpeg Let Us Help With Our Hard Money Loans!

Let Us Help With Our Hard Money Loans!

A Home Buyer was having problems getting her loan approved elsewhere, due to difficult to prove income.   She had a free and clear home she was selling but wanted to buy another house prior to this sale.

We jumped in with our Bridge Loan program, allowing her to get a $450,000 loan against her home about to be listed for $1.7million.  This became the down payment for her new home and provided enough cash to fix up the home she was listing, so she could get a better price!

With our help, she was able to write a strong offer for a new home, including no sale contingency of her existing house and a 14-day close.  This distinguished her offer from others and it was accepted!

If you, a client or someone you know is having difficulty with loan approval for a purchase or even a refinance, Call Us Today at 707-523-2099.

No Wipe-Outs Here With Our Hard Money!

June 21, 2018

Surfingken “Thank You So Much!! It Was A Pleasure To Be Able To Get This Loan With You.  This Was The Easiest Loan Process I Have Ever Experienced In My Life!! We Sure Will Keep You On Our List For Our Future Loans. Thank You” – Borrower, S.b.

“Thank you so much!! It was a pleasure to be able to get this loan with you.  This was the easiest loan process I have ever experienced in my life!! We sure will keep you on our list for our future loans. Thank You” – Borrower, S.B.

A past borrower contacted us for another loan. He wanted to buy an investment property in Berkeley, with a purchase price of $885,000. Due to property condition, it did not qualify for conventional financing – thus our Hard Money help.

With his 25% down-payment we were able to get him a Hard Money Jumbo loan for $660,000. Within just 18 days he had his loan financed by one of our Investors and picked up the keys to his new property!

No fears of wiping-out with our financing programs. Call Today 707-523-2099 and we will let you know how we can help

Get Skillful Financing with Hard Money!

June 14, 2018

Waterskiing Crop Good Hard Money Loans Take Skill – And As You Can See, This We Have!

Good Hard Money loans take skill – and as you can see, this we have!

We are skilled in getting FAST loan approval.  Skilled with multiple loan options, including large loans up to $2Million. Skilled in making the impossible possible!

See below for some recent loans skillfully funded through our office.

Call Today at 707-523-2099 to see how we can help you or a client get a hard money loan.

Best, Broker & Broker – The Guys in the White Hats

 

Recently Funded By Us

Single Family Houses, Condos, Principal Residences

$680,000 – Santa Rosa, Sonoma County
Non-Owner Purchase
80% Loan to value
18 Days to Fund!

$300,000 – South San Francisco, San Francisco County
Non-Owner Refinance
64% Loan to value
11 days to Fund!

$435,500 – San Juan Capistrano, Orange County
Owner Occupied Bridge Purchase
65% Loan to value
10 Days to Fund!

$313,900 – Fontana, San Bernardino County
Owner Occupied Bridge Purchase
70% Loan to value
20 Days to Fund!

Multi-Family Units & Commercial

$910,000 – Sunnyvale, Santa Clara County
Non-Owner Occupied Purchase Temporary
70% Loan to value
12 Days to Fund!

$2,400,000 – Los Angeles, LA County
Non-Owner Refinance Business Purpose
70% Loan to value
15 Days to Fund!

$885,000 – Berkeley, Alameda County
Non-Owner Purchase
75% Loan to value
8 Days to Fund!

Hard Money – It Is The Season

May 31, 2018

Spring Promo 3 Broker The Market Is In Full Swing.  Realtors And Lenders Alike Are Discovering That It Is Quite A Tool To Be Able To Write An Offer With 5 Days For Loan Approval And A 10 Day Close Of Escrow!

The market is in full swing.  Realtors and Lenders alike are discovering that it is quite a tool to be able to write an offer with 5 days for loan approval and a 10 day close of escrow!

Lots of fast loans for refinancing as well; We are very busy with our Bridge or Temporary loans. We are getting a lot of these from other Mortgage Brokers who do not have a fully developed Hard Money Program.

We do Pre-Approvals for your Buyers as soon as we take their loan application.  We do this over the phone and it takes about 5 minutes.  We then write the Pre-Approval letter once we have the address of the property they want to make an offer on and what they propose to offer.

Call 707-523-2099 with any scenarios you may have and we’ll get back to you right away!

Help Sellers Spring Into Action!

May 24, 2018

Spring Promo 4 Real Estate Activity Can Be Increased And Home Owners Who Want To Sell Can Benefit From Bridge Loans And Short-Term Loans.

Real estate activity can be increased and Home Owners who want to sell can benefit from Bridge loans and short-term loans.

● This type of financing removes the stress of having to get into contract on a new home before one sells their current house.

● Purchase offers can be extra strong as the financing required to buy a new home is available, no longer requiring a contingency of one’s current house to be sold.

We take an average of 18 days to fund a loan, with our fastest funding in 3 days!

Email back or Call Today 707-523-2099 so we can help bridge the gap with our Hard Money programs.

Best, Broker & Broker  – The Guys in the White Hats

Recently Funded Loans –  Bridging The Gap:

$500,000 – Sonoma, Sonoma County
41% Loan to value
13 Days to Fund!

$750,000 – Los Altos, Santa Clara County
49% Loan to value
10 days to Fund!

$365,000 – Santa Rosa, Sonoma County
65% Loan to value
11 Days to Fund!

$300,000 – Brentwood, Contra Costa County
54% Loan to value
14 Days to Fund!

$475,000 – Atascadero, San Luis Obispo County
60% Loan to value
22 Days to Fund!

$400,000 – Porterville, Tahoe
8% Loan to value
21 Days to Fund!

Spring Into Fast Loan Approval With Hard Money

May 17, 2018

Springsprings Alt3 “I Know If Anyone Can Help, It Is Sun Pacific. You Are Quick And Clean. Thanks!”  Loan Originator – S.r.

“I know if anyone can help, it is Sun Pacific. You are quick and clean. Thanks!”  Loan Originator – S.R.

A Home Owner reached out to us, hoping we could help get him a loan despite being self-employed, with difficult to prove income.  We Can!

He wanted to buy a business property in Los Altos and needed a loan for $750,000.  Using our Hard Money Loan programs, we approved and financed his loan in just 10 days!

If you or someone you know is looking to spring into a fast loan approval, don’t hesitate to call us at 707-523-2099.  We can help.

Best, Broker & Broker – The Guys in the White Hats

 

Top 10 Reasons To Use Hard Money

May 15, 2018

 

Top10 And The #1 Reason... As A Hard Money Lender For 25 Years – I Say Yes When Others Say No!

#10. You had a recent Bankruptcy.
#9. You are currently in a bankruptcy.
#8. You had a short sale not too long ago..
#7. You had a foreclosure yesterday.
#6. You have been in a bankruptcy for a year, had 2 foreclosures of rental properties in the last 12 months and you are currently short selling your home (true story!!).
#5. Your home loan was just declined by the bank that approved you a month earlier for something on your credit report that was there from the start.
#4. You have written 11 [unaccepted] offers and now have a new best friend in your Realtor.
#3. 3 words: “Fourteen” – “Day” – “Escrow”! (I just did one in 7 days. My record is 5, and I would like the challenge to do it quicker!!)
#2. You are the “perfect loan” for a bank. Perfect credit, perfect income, big down payment. But you want to buy a dumpy property and fix it up. Banks hate dumpy properties.

And the #1 Reason… As a Hard Money Lender for 25 years – I say YES when others say no!

 

Call me with your scenarios and let’s see how we can help!
(707) 523-2099

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