Winter Brings Out The Serious Buyers
If someone is out looking for homes in the winter season, it is usually a sign that they mean business. So how do you, as the Seller, take advantage of this available market? Start by making sure that the exterior of you home is as warm and inviting as the interior. Bare trees make for…
Read moreHelp Your Client Take the First Step Toward Homeownership
As Lenders or Brokers you often come across a client who is on the brink of qualifying for a conventional loan, but can’t quite make the grade. That’s the time for a call to Sun Pacific Mortgage, the premier Hard Money Lender in California, offering such loans since 1988! If we can get your client…
Read moreMake More Money With Your Investments
Any time your money makes money with little time investment on your part, it’s a good deal. That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership. In today’s unsettled…
Read moreSkillful Summer Success
Owner Occupied Bridge/Temporary Loan San Juan Capistrano, California A Realtor called me regarding a home loan that her client was having difficulty getting approved. The buyer wanted to purchase a new home in Orange County and needed a jumbo loan of $875K. Partially using equity from his existing house, he was coming in with 50%…
Read moreAre You Ready To Spring Into Some Real Estate Action?
We have all noted and experienced the tightness of the real estate market over the past several months. But just as a tightly wound spring can leap forward at any moment, the real estate market is preparing to take such a leap. I’m sure we all want to be ready for the opportunities that lie…
Read moreMake the Winning Offer
Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans. It was informational to borrowers and investors alike. It spoke…
Read moreCREDIT – The Bane of Home Loan Approvals
CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…
Read moreHow Can I Get A Home Loan?
Out of the Ashes… LENDER’S VIEWPOINT by CA Broker, Forest Tardibuono Out of the Ashes… I have empirical evidence of the real estate market recovery. Statistics I monitor that have seen a dramatic turn recently. It has me more excited about the recovery than housing sales. My Past Borrowers are buying houses, and they…
Read moreThe Winning House Bid – You Get the Deal
The Winning Bid It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true. The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war. That is a listing that receives multiple offers. These happen with frequency in…
Read moreProven Realtor Social Networking & Marketing Sites
Lenders Viewpoint By Forest & Lynn Tardibuono Proven Realtor Social Networking & Marketing Sites After our Daughter ‘n Law (who is our Marketing Director) attended the local Sonoma County Tech Expo with seminars from experienced representatives of Trulia, Zillow and C.A.R., we all decided a list of the staple social networking, marketing and advertising sites…
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