The fact is, people still want to buy a home even with tarnished profiles and people still look to refinance their homes to buy another property, do home improvements, get extra cash for the holidays, etc.
Hard Money loans is the only option out there if a Buyer or Borrower has been turned down by their favorite bank or savings & loans, mortgage broker or mortgage banker. Or all of the above! I’ve said it before and I’ll say it again – Hard Money is here to stay.
This loan is absolutely critical for Buyers and those looking to refinance. It is a vital tool for the busy Broker and Real Estate too. 2/3 of the loans I do are for purchases. The Buyers are so grateful as they thought they had no chance for home ownership. Or they were in contract and the Lender all of a sudden said “declined”.
Hard Money is the only loan program I offer. I invite you to drop me an email or give me a call if you are in California to see how Hard Money will work for your own situation or for one of your clients. When you need it, you need it and I am here to help!
P.S. – We love referrals!
Approval is based on just 2 criteria:
1. Good Down Payment or Decent Equity
2. Ability to Repay
•FAST private money purchase financing throughout California.
•Owner Occupied, Investor financing, Commercial and some Land Financing
•FICO is not a factor.
•Up to 75% loan to value, Case by case basis.
•Loan amounts starting at $100,000*
•Lower rates with Good Compensating Factors, Case by case basis.
*Sonoma County Loan amounts vary, call today!
SPECIAL NOTE:WE CAN DO A LOAN FOR SOMEONE FRESH OUT OF FORECLOSURE, BANKRUPTCY OR SHORT SALE!
CALL FOREST, The Guy In The White Hat at (707) 523-2099
“The Guy In The White Hat – Your Hard Money Lender”. Broker and Co-Owner of Sun Pacific Mortgage & Real Estate, family owned and operated in Sonoma County California since 1988. (CA BRE License #01000559. NMLS #289456)