LENDER’S VIEWPOINT
by Broker, Owner
“High Horse” – In a Good Way
“Get off your high horse” is a request to someone to stop behaving in a haughty and self-righteous manner.
But notice that a high horse is a common depiction in statues of leaders. These conjure images of a leader on his horse, commanding masses of his men.
The latter is what The Guy in the White Hat has as a purpose in these Viewpoint Articles. I am not a leader of men and I don’t even own a high horse, but I am trying to lead people to home ownership in spite of negative press, oppressive regulation and the naysayers.
These serve to have a “chilling effect” on those who would be buying a home but aren’t because of the negative effects promoted by whatever sources.
On my high horse, The Guy in the White Hat is here to tell you that home ownership is not only desirable, it is the correct financial decision to make, especially right now. I was at the local Realtor® breakfast this week and the CEO of the California Association of Realtors was a special speaker. He said that the current market – nationally – is an “opportunity of a generation.” Real estate prices are at rock bottom and interest rates are at 50 year lows! How often do you see an “opportunity of a generation”?
In my business as a Hard Money Lender, I am the busiest in years, with people buying homes in spite of having to put 25% to 30% down and getting the highest rates in the industry. These people are not chilled whatsoever. They have simply decided to overlook all the negative out there and buy while the buying is especially good.
So don’t be “chilled” to do what you know to do and want to do. Take advantage right now, of the opportunity of a generation.
High horse in a good way! Right?
Owner- the Guy in the White Hat – is a CA DRE Broker with 25 years of experience in real estate and lending throughout Northern California. His phone number is (707) 523-2099. See regularly updated website @ www.sunpacmortgage.com.