Loan of the Week – Next Generation
Heading Into Our Next Generation of Lending With over 3 decades in the business of alternative financing, we are one of the few Hard Money companies capable of lending in these uncertain times. We continue to offer our services to those in need. Below is just one of the many ways we can be of…
Read moreHard Money From The Right Agents!
“My loan payoff with another lender is due in 3 weeks, but I need just a few more months to qualify for a conventional loan. Can you help me get a fast refinance?” This borrower needed a temporary loan of $525,000 for a property in San Diego. Our Hard Money programs have no problem with…
Read moreHometown Superheroes Bulletin #2
LET’S GET BACK TO DOING THE USUAL NOTE: Please share with us any heroes you have personally observed, been thankful for or have been inspired by. We will then share it with everyone. Super Hero Alert: ● David Reyes, his son Luis Reyes (property owners and customers of ours from Hayward, CA) just personally bought…
Read moreSkillful Summer Success
Owner Occupied Bridge/Temporary Loan San Juan Capistrano, California A Realtor called me regarding a home loan that her client was having difficulty getting approved. The buyer wanted to purchase a new home in Orange County and needed a jumbo loan of $875K. Partially using equity from his existing house, he was coming in with 50%…
Read moreThe Holidays Are Here…5 Reasons To Buy AND Sell Real Estate Now.
With the Holiday rapidly approaching, home buyers and sellers tend to decide to take a break. This is the exact wrong time to stop house hunting or house selling! For home buyers looking to buy their first home or move up home, house prices are projected to increase. If you wait, you will end up…
Read moreLocal & Creative Financing For Real Estate
“I am truly in awe of you your company! Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the systems that you have in place! Always a pleasure!” “I commend you on another transaction and I will continue to refer you guys as I have on…
Read moreCalifornia Housing Market Headed in Right Direction
In April, California Association of Realtors released their 1st quarter California Housing Market Update citing a number of interesting updates. C.A.R. President Pat “Ziggy” Zicarelli was quoted as saying: “California’s housing market is moving in the right direction as we enter the spring home-buying season, but sales growth will likely be isolated in areas where…
Read moreOwner Occupied Principal Residence – Part 1 of 2
This will be the first in a series of articles that will explore the varied types of loans we offer Investors. Let me start off by saying that I will always do loans to homeowners that are owner occupants. It is an important segment of lending and a heck of a niche for my office.…
Read moreCan Fixing & Flipping Be More Beneficial Or Harmful For You?
We all want to make money… it pays our bills, allows us to buy things we want and helps us more comfortably survive. So of course, when someone sees how “easy” it is to buy and flip a home for profit on TV, they want to try a slice of that cake to say they…
Read morePrivate Lending Filling the Mortgage Gap
With Real Estate prices rebounding in California, it’s surprising to see banks still being cautious and lean only toward wealthier, lower-risk borrowers. This has left a widening gap in the mortgage industry between Lenders and potential Borrowers with less than perfect qualifications. Mortgages in the U.S. last year totaled about 1.6 trillion, according to the…
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