$1,725,000 loan
Give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly reply with how we can help.
Direct Hard Money Lenders
The Guys in the White Hats
Give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly respond with how we can help.
Loan of the Week:
Primary Residence Refinance
Needed fast financing
762,000 loan
11 Day Close
64% LTV
San Jose, CA
Give us a call at (707) 523-2099 with any questions or scenarios. We’ll rapidly get back to you with how we can help!
Loan Program: Primary Residence Purchase
Loan Size: $918,000
Location: Corte Madera, Marin County
Days to Close: 20
Why Came To Us: Difficult to prove income as self-employed.
Loan Program: Primary Residence Refinance
Loan Size: $518,000
Location: Palo Alto, Santa Clara County
Days to Close: 11
Why Came To Us: Consolidating debt to improve credit.
Loan Program: Investment Property Purchase
Loan Size: $1,120,000
Location: Seaside, Monterey County
Days to Close: 16
Why Came To Us: Property condition was poor.
Loan Program: Investment Property Refinance
Loan Size: $750,000
Location: Los Angeles, Los Angeles County
Days to Close: 9
Why Came To Us: Wanted fast capital for business venture.
Call today 707-523-2099 with your scenario.
Recently funded by us:
– Primary Residence Purchase
– 437,000 loan amount
– 61% LTV
– Morgan Hill, CA
– 2 Week Close!
At Sun Pacific Mortgage we are routinely contacted by Brokers, Lenders and Realtors with a Borrower they are unable to help. Sometimes it is because of their FICO score or difficult to prove income, etc. Other times it is simply because the Borrower has an extreme rush.
Give us a call at 707-523-2099 with any questions or scenarios and we will quickly get back to you with how we can help!
We’re honored to be featured in the Sonoma magazine’s “Faces of Sonoma County” section, wherein they recognize working professionals making impactful contributions to the community. We are proud to be able to help so many through our family company:
For more than 32 years, Sun Pacific has been a private money-lending firm for real estate throughout California. The aim of our family-owned-and-operated business has always been to help the real estate community by offering alternative financing for those turned down elsewhere. Our programs come to the rescue with mortgages funded by private individuals.
These loans make mortgages easier, thanks to fewer qualifications, and faster too – frequently completed in a week or less.
As we move into our third decade as licensed Realtors, lenders and private money brokers, our company has become a leading expert – and we’ve never run out of money to lend!
Jan/Feb 2021 Sonomamag.com
We’re Direct Private Money Lenders – The Guys in the White Hats
A recent Sonoma County borrower’s loan scenario is a perfect example of how we can help finance mortgages fast when others can’t:
– Borrower owned a rental property with plenty of equity.
– He was self-employed with difficult to prove income.
– He had less than perfect Credit.
– He needed a fast close to ward off more negative reporting on his credit.
Loan amount $580,000.00. Processed and Funded in 2 weeks.
Call us today at 707-523-2099 and we’ll quickly reply with what we can do to help.
It is safe to say that the word “home” has taken on new meaning during this year’s health issues. In California, many have considered buying or selling much sooner than they anticipated. This demand and lower housing inventory in many California counties, have seen an almost unprecedented appreciation in real estate values.
According to the Bureau of Economic Analysis, the U.S. Gross Domestic Product increased at an annual rate of 33.1% in the 3rd quarter of this year, after decreasing by 31.4% in the 2nd quarter. There is no doubt the growing economy is being fueled in large part by the healthy housing market. Economist forecast this housing growth to continue into 2021, which will make a big impact on the economy next year as well.
For years, real estate has been considered the best and safest investment you can make. A major reason for this characterization is the fact that an individual’s net worth is through homeownership. According to the 2019 Survey of Consumer Finance Data from the Federal Reserve, for the average homeowner: “…a primary home accounts for 90% of the total wealth of a family in the U.S.”
The National Association of Realtors has explained how wealth gains tend to play out over time: “Housing wealth accumulation takes time and is built up by paying off the mortgage debt and by price appreciation. And while home prices can fall, home prices tend to recover and go up over the longer term.”
Whether you are a current homeowner in one of many California’s populated counties, planning to put your equity toward a new home or have hopes of buying your first home soon, homeownership will always be a great opportunity to build your net worth. Owning a home is unquestionably an investment in your financial future.
If you have difficulties qualifying for a conventional home loan, give Sun Pacific Mortgage a call at 707-523-2099 to see if private financing is a solution to your problem. We have helped thousands in California over the past 32 years to realize their dream of home ownership.
How about ending this year with “Loan Approved” or “Loan Done”!
With our Private Money programs this can happen:
– FAST funding.
– No covid restrictions.
– Difficult to prove income OK.
– Primary residences & investment properties financed.
Location: Watsonville, Santa Cruz County
Finance Program: Primary residence purchase
Loan Size: $565,000
Days to Close: 11
Why Needed Us: Needed fast close to purchase family home.
Location: Berkeley, Alameda County
Finance Program: Investment Property Refinance
Loan Size: $762,000
Days to Close: 17
Why Needed Us: Needed cash to make necessary repairs before listing house.
Location: Los Angeles, Los Angeles County
Finance Program: Primary residence refinance
Loan Size: $577,000
Days to Close: 14
Why Needed Us: Needed to consolidate debts to repair credit.
Our entire family team is here to make your Holiday season merrier by providing fast loan approval and fast funding!
Our Private Money programs have:
– No covid regulations.
– More forgiving qualifications.
– Fast funding ability with many loans closed in a week.
A Realtor from San Mateo reached out to us about a client of theirs who needed some fast funding for his property in Belmont. He was in a rush to complete upgrades on a rental property for re-sale but was having difficulty getting the financing from other lending institutions.
With an LTV of 53%, the requested refinance with cash out of 750K was an easy one for us! In just 9 days, this Borrower closed escrow and was set up to complete his renovations rapidly with all necessary cash to hand.
Our private money loan programs are a great solution for those in need of fast financing for quicker purchases and refinances.
If you, a Buyer or Borrower needs flexible qualifications or faster financing, call us at 707-523-2099 or reply back by email so we can let you know what we can do for you.
