Deal Of The Month – Superhero To The Rescue
Rush Purchase in Healdsburg, Sonoma County A past borrower of ours called me a couple of weeks ago, asking if I could help save her deal. Unfortunately, it was about to fall out of Escrow due to a last minute hiccup by her conventional Lender. She was desperate, needing the money in less than 2…
Read moreWhat Is a Bridge Loan – And How Is It Beneficial?
Real estate agents, investors, home buyers and home sellers are always interested in utilizing smart home buying strategies. A bridge loan is a type of creative financing that falls into the category of “smart home buying strategies”. It is a short term loan, 12 to 18 months only. It gets paid off with longer-term financing…
Read moreDon’t Let The Doom & Gloom of The Weather Get You Down
Let the Superheroes of “Not-Normal” loans raise your spirits and increase your success rate! We think outside the box to help you get those less than perfect real estate deals done. In today’s competitive market, one needs to be creative . Home buyers need stronger offers and home sellers need more options. The Superheroes of…
Read moreHow Strict Has Mortgage Lending Become?
There is a general belief today that lending requirements have become so restrictive that many lower-credit borrowers are dropping out of the mortgage market. The Home Mortgage Disclosure Act data discloses that 33% of all applicants in 2015 were in the lower-credit category compared to 62% in 2006 and 50% in 2000 – when the…
Read moreBridging The Gap For Sellers To Become Happy Home Buyers
Lack of inventory has real estate a bit muddled at the moment. However, with bridge loans and short term loans, real estate activity can be increased and benefit those Home Owners who do want to sell. ● This type of financing removes the stress of having to get into contract on a new home before…
Read moreSuper-Fast Loan Done For Broker
Property Refinance in Santa Clara, California I work with many loan Brokers and Realtors. One of my Broker buddies called with a transaction he needed to get done for a borrower on a rental property refinance. The clients needed a $770,000 first mortgage at 10% interest only for 2 years – and it was needed…
Read moreHard Money Myths BUSTED
Myth 1: Hard Money loans are often predatory and come from dishonest lenders. Nothing could be further from the truth. We have been doing hard money loans in California since 1988. We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had Buyers with difficulty getting a loan…
Read moreNorthern California’s Bay Area 2016 Year End Review
These statistics and information suggest that it is the right time to invest in real estate, before the inevitable increases that historically occur in the Spring. Pacific Union’s Economist, Selma Hepp, recently published the following data regarding the real estate market in the Bay Area: The December home sales decline in the Bay Area was…
Read moreTop 3 Reasons To Use Sun Pacific This New Year
#1. The Guys in White Hats are Straight Shooters. We are no nonsense when it comes to getting a loan done fast. #2. We have the horse power to get your loan approved when no one else can. #3. You are in good hands, we are winners when it comes to loan approvals. Call Ken &…
Read moreHere To Help Make Your 2017 Great!
We want to help make your 2017 even better by providing you with great alternative financing for your real estate needs. See our latest loans completed – below. Our loan approval is based on just two things: Good down payment or equity in the property. Ability to repay. We have loaned up to 75% of…
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