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Backed By More Than 30 Years Of Trust!

Northbay Biz Top 500

We are privileged to have repeat and referred borrowers, realtors, lenders and brokers who have been placing their trust in us for the past 30 years and more. 

It’s a trust we could never buy. It is a trust you can count on. 

If you or a client is just shy of qualifying for conventional financing, give us a call at 

707-523-2099…and let’s get you a Hard Money Alt-A loan, with rates as low as 6%*!

Some Of Our Recently Funded Hard Money Loans

Location:  Santa Rosa, Sonoma County
Why Came To Us: Property required some fix-ups. 
Scenario: Wanted to buy an investment property but due to property condition couldn’t qualify for traditional financing. 
Loan Size: $882,500 with 61% LTV
Days To Finish: 17

Location:  Mill Valley, Marin County
Why Came To Us: Needed fast financing. 
Scenario: Wanted a stronger offer with a very short closing date and no loan contingency, which we could offer. 
Loan Size: $599,000 with 59% LTV
Days To Finish: 8

Location:  Vallejo, Solano County
Why Came To Us: Borrower had “too many” owned properties with mortgages on them so unable to get financing elsewhere. 
Scenario:  Borrower had an investment property with considerable existing equity.  He did a refinance to pull out additional capital for other business purposes. 
Loan Size: $560,000 with 70% LTV
Days To Finish: 15

Location:  Covina, Los Angeles County
Why Came To Us: Turned down at last minute due to proof of income. 
Scenario: Wanted to consolidate high-rate credit card debts and do some home improvements but having difficulty getting financing due to being self-employed with difficult to prove income. 
Loan Size: $450,000 with 62% LTV
Days To Finish: 11


*APR for this rate based on a $200,000 first mortgage is 6.31%. 

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Broker and Co-Owner of family owned and operated Hard Money company, Sun Pacific Mortgage & Real Estate "California North Bay Hard Money Loans Specialist!"