California's Hard Money Lender Since 1988

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Strange & Scary Loans Don’t Frighten Us!

Oct 31, 2018 (0) comment , , , , , ,

Strange Scary Loans Don’t Frighten Us

“I would like to buy a particular house, but it needs fixing.  I haven’t been able to get loan approval despite numerous attempts elsewhere – I think the condition has scared everyone away.  Can you help me with a Hard Money loan?” This was the question posed to us a few weeks ago, by a…

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Investment Property/Non-Owner-Occupied Loans

Oct 23, 2018 (0) comment , , , , , ,

Investment Property Non Owner Occupied Loans

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be…

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Why Invest in Non-Owner-Occupied Home Loans

Oct 16, 2018 (0) comment , , , , , ,

Why Invest in Non Owner Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the problems? Sound too good to be true?  …

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Why Should I Sell My Home This Fall?

Oct 09, 2018 (0) comment , , , ,

autumn home for sale

There are probably a myriad of reasons to sell this Fall, but let’s look at just a few: For starters, Buyer demand is still strong.  While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR.  Although the housing inventory is still less than 6…

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How To Significantly Increase The Value of Your Rental Property

Sep 27, 2018 (0) comment , , , , ,

increase rental property value

One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well.  As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…

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Why Should I Buy Today Instead of Waiting?

Aug 22, 2018 (0) comment , , , , , ,

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Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise.  The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values. Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest…

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Bullseye – With Hard Money

Apr 26, 2018 (0) comment , , , , , , ,

Succeed With Hard Money

Our target for every loan is to hit the bullseye!  Quickly Fund; Provide Multiple Options; Make an impossible deal possible; Fund jumbo size loans. “You are easy to work with and you get the job done.  I know early on IF you can do the deal or not and then not much changes to Closing.…

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Buying A Home Is Still Cheaper Than Renting

Apr 24, 2018 (0) comment , , , , , ,

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Many California families and individuals continue to rent, despite the many great financial benefits to owning a home. Home Ownership continues to be part of the American Dream. Realtor.com recently reported:  “Buying remains the more attractive option in the long term – that remains the American dream and it’s true in many markets where renting…

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Super-Fast Loan Done For Lender

Sep 20, 2017 (0) comment , , , , , ,

Ken as viggo

Property Refinance in Contra Costa, California One of my Lender friends called with a rush transaction he needed help on: He couldn’t get his client approved for a $670k first mortgage because of her difficult-to-prove income.  She was in escrow on a new purchase of a multi-family property and needed a loan fast. In just…

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Who Is Today’s Real Estate Investor?

Sep 14, 2017 (0) comment , , , , , ,

love re investing

Who do you envision when you think of the stereotypical real estate investor?  The reality is far from the Hollywood image of the businessman in an expensive suit.  It turns out that the “average” real estate investor is more like you or your next-door neighbor. Bigger Pockets, a real estate investment social network, had some…

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