Bullseye – With Hard Money
Our target for every loan is to hit the bullseye! Quickly Fund; Provide Multiple Options; Make an impossible deal possible; Fund jumbo size loans. “You are easy to work with and you get the job done. I know early on IF you can do the deal or not and then not much changes to Closing.…
Read moreBuying A Home Is Still Cheaper Than Renting
Many California families and individuals continue to rent, despite the many great financial benefits to owning a home. Home Ownership continues to be part of the American Dream. Realtor.com recently reported: “Buying remains the more attractive option in the long term – that remains the American dream and it’s true in many markets where renting…
Read moreSuper-Fast Loan Done For Lender
Property Refinance in Contra Costa, California One of my Lender friends called with a rush transaction he needed help on: He couldn’t get his client approved for a $670k first mortgage because of her difficult-to-prove income. She was in escrow on a new purchase of a multi-family property and needed a loan fast. In just…
Read moreWho Is Today’s Real Estate Investor?
Who do you envision when you think of the stereotypical real estate investor? The reality is far from the Hollywood image of the businessman in an expensive suit. It turns out that the “average” real estate investor is more like you or your next-door neighbor. Bigger Pockets, a real estate investment social network, had some…
Read moreWe Fund Large Loans!
Here at Sun Pacific Mortgage, we offer Hard Money financing for jumbo size loans and bigger, with qualifications that are more forgiving than traditional and conventional financing. Hard Money loans are the answer for someone with irregular income, tarnished credit, needs fast cash or property not qualifying for regular financing. These are not issues with…
Read moreGood News For Real Estate Investing
As a real estate Investor you are naturally concerned with the appreciation of your property. Well, here’s some good news: the Bay Area saw an average of 8 percent annual home price appreciation from January through April of 2017. This information comes from Selma Hepp, Pacific Union’s Chief Economist. Below is a summary of…
Read moreSkillful Summer Success
Owner Occupied Bridge/Temporary Loan San Juan Capistrano, California A Realtor called me regarding a home loan that her client was having difficulty getting approved. The buyer wanted to purchase a new home in Orange County and needed a jumbo loan of $875K. Partially using equity from his existing house, he was coming in with 50%…
Read moreIncrease The Value Of Your Home
In a recent article published by The Pacific Union, there are some interesting statistics on the home remodeling dollars being spent in the Bay Area. It appears that it is at an all-time high. With housing inventory in shorter supply, many homeowners are opting to improve their present homes instead of risking selling and not…
Read moreBroker and Buyer Loan Rescued
Corona, California Purchase Recently a Broker from Riverside County contacted me to help rescue a frantic client, who was trying to buy a rental property. This particular Home Buyer was having difficulty getting approval elsewhere despite making excellent monthly income and having good credit (over 700 FICO). The problem was he was self-employed with difficult…
Read moreAre You Ready To Spring Into Some Real Estate Action?
We have all noted and experienced the tightness of the real estate market over the past several months. But just as a tightly wound spring can leap forward at any moment, the real estate market is preparing to take such a leap. I’m sure we all want to be ready for the opportunities that lie…
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