No Loan Fumbles With Hard Money!

You will never fumble if you take advantage of our Hard Money programs! There are very few Hard Money companies that do Owner Occupied, both Business and Consumer Purpose loans, but we do. The distinction between these programs is based on Federal and State guidelines. We provide 2 different programs for business purpose and consumer…
Read moreWhere Is The Real Estate Market Headed?

What’s one to believe about the real estate market today? There are so many conflicting headlines that even the savviest investor is confused. Let’s look at some hard statistics which may enable us to come to our own rational conclusions: We know home prices have appreciated year-over-year for the past 76 straight months. Does this…
Read moreRecently Funded Fast – Guardians

Guardians of FAST Hard Money! Why are we considered the true guardians of getting Hard Money loans done FAST? Maybe it’s because we can complete these loans with an 18 day average and have been doing it for 30 years! One of our most popular programs is the Bridge Loan – for purchases and refinances.…
Read moreTo Buy or Not To Buy?: That is the Question

Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area. Some of the questions you might want to ask include: What can you afford? How much do…
Read moreStrange & Scary Loans Don’t Frighten Us!

“I would like to buy a particular house, but it needs fixing. I haven’t been able to get loan approval despite numerous attempts elsewhere – I think the condition has scared everyone away. Can you help me with a Hard Money loan?” This was the question posed to us a few weeks ago, by a…
Read moreInvestment Property/Non-Owner-Occupied Loans

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them. Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be…
Read moreWhy Invest in Non-Owner-Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?” Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the problems? Sound too good to be true? …
Read moreWhy Should I Sell My Home This Fall?

There are probably a myriad of reasons to sell this Fall, but let’s look at just a few: For starters, Buyer demand is still strong. While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR. Although the housing inventory is still less than 6…
Read moreHow To Significantly Increase The Value of Your Rental Property

One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well. As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…
Read moreWhy Should I Buy Today Instead of Waiting?

Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise. The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values. Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest…
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