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Racing To Get You Fast Loans – Even When Turned Down Elsewhere!

Jul 18, 2019 (0) comment , , , , , ,

Racing To Get You Fast Loans Even When Turned Down Elsewhere

This Home Buyer Was Turned Down Less Than 1 Week To Close of Escrow.  Below is the thankful Realtor’s testimonial: “A guy in a white cowboy hat was boarding a plane in Seattle when he gets a phone call from a frantic agent: HELP! My client’s loan got denied and it has to close on…

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Using Home Equity and a Hard Money Loan for Debt Consolidation

Jul 09, 2019 (0) comment , , , , , ,

Using Home Equity and a Hard Money Loan for Debt Consolidation

Assuming you have enough equity in your home, accessing it to pay off much higher consumer debt is a viable and cheaper alternative.  Paying off high-interest credit cards or high-rate loans with a lower-interest home loan makes sense for many borrowers. However, as with any choice, there are Pros and Cons to be considered.  Let’s…

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Multigenerational Homes Are in Greater Demand

Jul 02, 2019 (0) comment

Multigenerational Homes Are in Greater Demand

In 2018 the Pew Research Center released a report showing that almost 1 in every 5 Americans lives in a multigenerational home.  In fact, the numbers of two or more adult family members living under the same roof increased from 26.8 million in 1960 to 64 million in 2016.  Why the increase in this type…

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Downsizing Can Be Stressful

Jun 28, 2019 (0) comment , , , , ,

Downsizing Can Be Stressful

Last year a survey conducted by Trulia reported that 60% of Americans living in homes over 2000 square feet, reported that they would prefer a smaller home for their next move.  Such a move can prove to be financially and mentally a positive experience, while the actual process can be exhausting.   The following tips were…

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Hard Money Lenders

Jun 12, 2019 (0) comment , , , , , , ,

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Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help. Hard Money Loans Recently Funded We Offer FAST Financing, Big Loans, we can Finance Despite Credit Issues, Property Condition & Difficult-To-Prove-Income. $500,000 – Non-Owner Purchase…

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Hard Money = Bad Money? Not So!

Jun 11, 2019 (0) comment , , , , , ,

Hard Money Bad Money Not So

Sure, there was a time when hard money lenders might have been viewed as predators, but these business owners have always been in the minority and have never lasted long.  Sun Pacific Mortgage has been in the hard money business for 31 years. You don’t survive and prosper without a loyal following of investors and…

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Four Things Parents Should Consider Before Buying a Home

Jun 04, 2019 (0) comment , , , , , , ,

Four Things Parents Should Consider Before Buying a Home

Parents shopping for a home have different considerations than other demographics.  As parents, their primary concern is the safety and well-being of their children, at the same time, they are also concerned with the happiness of the entire family.   Most buyers start their home search with a list of “must-haves”.  When children are a…

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Why Do Most People Invest in Rental Real Estate?

May 29, 2019 (0) comment , , , , , , ,

Why Do Most People Invest in Rental Real Estate

With Spring comes an uptick in serious buyers looking to invest in property, each with their own agenda.  Among the most common reasons buyers will tell you that they have chosen this type of investment, five stand out as most common: Cash Flow: Buyers are looking for a monthly cash flow. Equity:  Buyers are counting…

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Recently Funded – Let’s Crush Summer Together!

May 23, 2019 (0) comment , , , , , ,

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We can CRUSH those slow loan approvals and overcome loan disapprovals with our Hard Money programs! Let us help you overcome all your summer alternative financing needs for real estate purchases and refinances. Read below to see some of our recently funded loans.   And Call Us today at (707) 523-2099 to see how we…

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Set Up Your Summertime Financing – Loan of the Week

May 16, 2019 (0) comment , , , , ,

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“[Sun Pacific] did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround from docs to having a full package! They were very professional and loyal to their word.  I would recommend anyone to go there for business!” C.M. Santa Rosa Rush Purchase A local Mortgage…

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