California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Hard Money Lenders

Jun 12, 2019 (0) comment , , , , , , ,

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Make us your first and favorite Hard Money Lender.  Call us today at 707-523-2099 or email us back with any scenario.  We’ll let you know quickly how we can help. Hard Money Loans Recently Funded We Offer FAST Financing, Big Loans, we can Finance Despite Credit Issues, Property Condition & Difficult-To-Prove-Income. $500,000 – Non-Owner Purchase…

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Hard Money = Bad Money? Not So!

Jun 11, 2019 (0) comment , , , , , ,

Hard Money Bad Money Not So

Sure, there was a time when hard money lenders might have been viewed as predators, but these business owners have always been in the minority and have never lasted long.  Sun Pacific Mortgage has been in the hard money business for 31 years. You don’t survive and prosper without a loyal following of investors and…

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Four Things Parents Should Consider Before Buying a Home

Jun 04, 2019 (0) comment , , , , , , ,

Four Things Parents Should Consider Before Buying a Home

Parents shopping for a home have different considerations than other demographics.  As parents, their primary concern is the safety and well-being of their children, at the same time, they are also concerned with the happiness of the entire family.   Most buyers start their home search with a list of “must-haves”.  When children are a…

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Why Do Most People Invest in Rental Real Estate?

May 29, 2019 (0) comment , , , , , , ,

Why Do Most People Invest in Rental Real Estate

With Spring comes an uptick in serious buyers looking to invest in property, each with their own agenda.  Among the most common reasons buyers will tell you that they have chosen this type of investment, five stand out as most common: Cash Flow: Buyers are looking for a monthly cash flow. Equity:  Buyers are counting…

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Recently Funded – Let’s Crush Summer Together!

May 23, 2019 (0) comment , , , , , ,

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We can CRUSH those slow loan approvals and overcome loan disapprovals with our Hard Money programs! Let us help you overcome all your summer alternative financing needs for real estate purchases and refinances. Read below to see some of our recently funded loans.   And Call Us today at (707) 523-2099 to see how we…

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Set Up Your Summertime Financing – Loan of the Week

May 16, 2019 (0) comment , , , , ,

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“[Sun Pacific] did a fantastic job. They were honest, straightforward, to the point, loyal to the borrowers, and got me a 24-hour turnaround from docs to having a full package! They were very professional and loyal to their word.  I would recommend anyone to go there for business!” C.M. Santa Rosa Rush Purchase A local Mortgage…

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The 2 R’s: Real Estate and Retirement

May 14, 2019 (0) comment , , , , ,

Real Estate and Retirement

More and more baby boomers are arriving at retirement age and are facing the question: “To sell or to stay?”.  A wise step to take at this juncture is to evaluate your home’s ability to adapt to your retirement needs. Below are some of the factors that a National Board of Realtors have suggested: Affordability:…

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Hard Money – The Shortest Version

May 09, 2019 (0) comment , , , , , , ,

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Only TWO main qualifications for our loans: Equity or decent down payment. Ability to repay the loan.   Funding Info: FAST Funding ability (many done in under a week). Loans up to $2 Million FICO not generally a factor (bad or poor credit – we can still help!) Up to 75% loan to value, case…

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Hard Money Makes Loans Less Confusing!

May 02, 2019 (0) comment , , , , , ,

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No need to be confused by how to get your loan approved FAST. With Hard Money it’s simple! – We can fund fast, less than 1 week if needed! – Often considered “all cash”, makes them stronger offers. – FICO scores are not a determining factor. – It offers flexibility and speed that is needed…

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Increase Your Wealth While Paying Your Mortgage

Apr 30, 2019 (0) comment , , , , , ,

Increase Your Wealth While Paying Your Mortgage

Home ownership is a unique opportunity to use housing costs to build wealth over time.   The NAR (National Association of Realtors) recently published a report which broke down the equity gained from appreciation and principal payments.  According to this report, homeowners who purchased their home five years ago realized an 80% gain in appreciation…

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Recently Featured:

Listen to Owner/Broker of Sun Pacific Mortgage & Real Estate – Forest Tardibuono Guest Talk on “Ask the Expert: The Real Estate Hour With Mike Kelly” on KSRO

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