California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Our Services

  • Alternative financing loans (bad or poor credit, difficult-to-prove income, need fast cash, property a fixer, etc. – no problem for our Hard Money loans!).
  • The best Northern California Real Estate Agent hook-ups.
  • Work with you as a Hard Money Lender and Private Investor to safely invest in real estate.

Who We Are

We are a family owned and operated, local Sonoma County business.  We started in January of 1988 and primarily serviced Northern California but since 2010 are widely serving the state of California with our alternative financing, also known as hard money and private money loans.

We are licensed for the state of California and are members of the (BRE) CA Bureau of Realtors Association and the (NMLS) Nationwide Mortgage Licensing System.

We formed this company with the ideal of helping people get quality real estate financing and helping those who were turned down elsewhere. Our purpose has always been to educate Borrowers and Buyers so they can make informed decisions.

We have a lot of experience in the real estate and lending/mortgage markets. In keeping with our ideal of helping you as a Borrower, Buyer and an Investor, we constantly keep up on changing regulations, updated education, etc.etc.


Loan Origination Made Easy:

With the fluctuating market, many lenders are creatively packaging home loan programs, which although innovative, are often complex. At Sun Pacific Mortgage & Real Estate we can take the guesswork out of your real estate purchase or refinance.

For fast cash without decent credit scores, Sun Pacific Mortgage & Real Estate can get you a Hard Money loan (also known as Private Money) from one of their many Investors.

If you have any problem with some property, credit problems or problems verifying income but you have some equity, then this Private Money loan is just for you.

For Conventional Loans, with our longevity in the loans business, we can get you with the right experienced Loan Officers who will make the loan go right!

Call NOW for FREE consultation and pre-qualification. (707) 523-2099

We can also help do refinances . With our guidance you will get the right program that fits your special needs, whether it be Free debt consultation, lower rate and term, or home improvement.

We recognize that assisting you in getting that loan program which best accommodates your financing needs, can be as equally as important as finding that special house.


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