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IS THE MARKET TOO SCARY TO BUY? (By the way – NO!)

Dec 31, 2010 (0) comment , , , , , , , , , , ,

Wow, we are being hit by all sides these days.  The money market is in disarray, lay-offs are high, California hasn’t passed a budget.  Can it get any worse than this?  Why would anyone buy?  It is being blared across the air waves that it’s as bad as the 1920s.  So, can/should you buy?  Did…

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4 Ways to Buy a Home

Dec 29, 2010 (0) comment , , , , , , ,

 Newly Built Home – There are still newly built homes on the market.  In the Sunday section of the paper these are highlighted with a map.  Sometimes there is special financing available through the builder. Resale Home – These are homes for resale by the owner.  Sometimes the owner still lives in them and sometimes…

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Oh, there’s no place like home for the Holidays

Dec 17, 2010 (0) comment , , , , , , , , , , ,

‘Cause no matter how far away you roam, If you want to be Happy in a million ways, For the Holidays you can’t beat Home Sweet Home. Ain’t it the truth! As a mortgage and real estate guy, I’m probably a bit more biased towards that viewpoint than most but who will argue the point.…

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WHAT IS A “HARD” MONEY OR “PRIVATE” MONEY LOAN

Dec 15, 2010 (0) comment , , , , , , , , , , ,

There are several types of loans you can use to purchase or refinance. This applies whether you are buying a home to live in; a home to rent out; or a commercial building. They include the standard 30 year fixed rate mortgage; the government FHA/VA loans; a commercial property SBA loan; or a private money…

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RENT VS. OWN

Dec 15, 2010 (0) comment , , , , , , , , , , ,

Have you heard the news? Mortgage interest rates are down to 4-1/2%. Mortgage interest rates have been hovering around 6% for months. But the Feds are trying to stimulate home purchasing and have been working to get mortgage rates down. What does that mean to you when purchasing a house? (Oh – by the way,…

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