California's Hard Money Lender Since 1988

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How To Significantly Increase The Value of Your Rental Property

Sep 27, 2018 (0) comment , , , , ,

increase rental property value

One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well.  As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…

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Make More Money With Your Investments

Sep 04, 2018 (0) comment , , , , , , , ,

makemoremoney

Any time your money makes money with little time investment on your part, it’s a good deal.  That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership.   In today’s unsettled…

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Sonoma County Real Estate Update

Aug 31, 2017 (0) comment , , , , ,

021215

According to a recent article published by Pacific Union, Sonoma County’s 2nd Quarter real estate sales demonstrated a distinct divide between homes over $1 million and those under $1 million.  Homes priced between $1-3 million saw an increase in activity of almost 50%.  Homes listed under $1 million saw a noticeable decline in sales compared…

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Revitalize That “Dead Loan” With Our Not Normal Loan Programs

Aug 24, 2017 (0) comment , , , , ,

This year so far (January through July) we have closed 142 Hard Money Loans – 20+ loans per month.  Loans done so far total over 45 million.  These not-normal programs have much more forgiving qualifications than traditional financing. Regularly we have Brokers and Lenders reaching out to us with a transaction they are hoping to…

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Accomplish Your “Catch of the Day” With Hard Money

Jun 21, 2017 (0) comment , , , , , , , , ,

bigfish

Investment Purchase Loan Daly City, California I had a Realtor and his Buyer call me, wanting a fast loan.  The Buyer didn’t want to miss out on a good property buy in San Mateo County.  He was able to do a 35% down payment but needed a $460K loan to complete the purchase. With our…

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Alternative Financing Programs

Apr 25, 2017 (0) comment , , , , , , , ,

pigs

Hard Money Loans in General: Only 2 qualifications for the following loan programs: 1. Decent existing equity or at least 20% down payment; 2. An ability to repay the loan (source of income); Normal turn-around time – 1-1/2 to 2 weeks. Loans from $150,000.00 to $1.5 million. Bridge or Temporary – Owner Occupied and Investment…

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We Make Big Deals Happen

Apr 11, 2017 (0) comment , , , , ,

fk

  We offer Hard Money financing for jumbo size loans with qualifications that are more forgiving than traditional and conventional financing. Hard Money loans are the answer for someone with irregular income, tarnished credit, needs fast cash or property not qualify for regular financing.  These are not issues with us. Recently Funded Jumbo Loan Location:…

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Make the Winning Offer

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans.  It was informational to borrowers and investors alike.  It spoke…

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CREDIT – The Bane of Home Loan Approvals

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…

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How Can I Get A Home Loan?

Nov 05, 2012 (0) comment , , , , , , , , , , , , , , , ,

Out of the Ashes…   LENDER’S VIEWPOINT by CA Broker, Forest Tardibuono Out of the Ashes… I have empirical evidence of the real estate market recovery. Statistics I monitor that have seen a dramatic turn recently. It has me more excited about the recovery than housing sales. My Past Borrowers are buying houses, and they…

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