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Selling Your Home in Today’s Market

Dec 10, 2018 (0) comment , , , , ,

selling home in todays market

It is never a fun adventure to sell your home, especially while you’re still living in it.  And in today’s market, where multiple offers are not the norm they once were, it is even more important to observe some basic rules. Keep your home pristine!  Not just “picked up”, but sparkly clean.  It should look…

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Refinancing and the Holiday Season

Dec 03, 2018 (0) comment , , , , , ,

Refinancing and the Holiday Season2

With so much going on during the holidays, why would any sane person consider refinancing?  Well, it might make more sense than it appears at first glance. One of the main reasons might be to pull out cash for end-of-year expenses, or to free up your cash-flow and get yourself on a better financial footing…

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Where Is The Real Estate Market Headed?

Nov 14, 2018 (0) comment , , , , , , , , , ,

Where Is The Real Estate Market Headed

What’s one to believe about the real estate market today?  There are so many conflicting headlines that even the savviest investor is confused.  Let’s look at some hard statistics which may enable us to come to our own rational conclusions: We know home prices have appreciated year-over-year for the past 76 straight months.  Does this…

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To Buy or Not To Buy?: That is the Question

Nov 01, 2018 (0) comment , , , , , ,

rentvsbuy

Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area.  Some of the questions you might want to ask include: What can you afford? How much do…

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How To Significantly Increase The Value of Your Rental Property

Sep 27, 2018 (0) comment , , , , ,

increase rental property value

One of the best ways to insure the value of your rental property and increase your cash flow is to maintain and manage it well.  As a landlord you should be vigilant that your property does not depreciate because of your inattentiveness. Markets may fluctuate, and while this is something you don’t have particular control…

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As We Rise From The Ashes

Nov 06, 2017 (0) comment , , , , ,

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As we all begin to emerge out of the smoke and ashes to a new reality, we are faced with numerous, difficult hurdles.  Rebuilding or finding a new home is one of the major issues faced by so many today. At Sun Pacific Mortgage we are standing ready to help with any of your financing…

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What Is a Bridge Loan – And How Is It Beneficial?

Mar 06, 2017 (0) comment , , , , , , ,

yes

Real estate agents, investors, home buyers and home sellers are always interested in utilizing smart home buying strategies. A bridge loan is a type of creative financing that falls into the category of “smart home buying strategies”.  It is a short term loan, 12 to 18 months only.  It gets paid off with longer-term financing…

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Hard Money Myths BUSTED

Jan 23, 2017 (0) comment , , , , ,

video

Myth 1:   Hard Money loans are often predatory and come from dishonest lenders. Nothing could be further from the truth.   We have been doing hard money loans in California since 1988.  We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had Buyers with difficulty getting a loan…

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Making Loan Wishes Come True for the Holidays!

Dec 16, 2016 (0) comment , , , , ,

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Hard Money Loan of the Month By Ken Walker, Lead Loan Originator Property Refinance in Berkeley, California I received a call from a borrower whose parents had recently passed away, he had their reverse mortgage and was given just a few months to pay this off or lose the house.  Needless to say, this was…

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INVESTORS AND “HARD MONEY” LOANS

Aug 01, 2011 (0) comment , , , , , , , , , , , ,

  LENDER’S VIEWPOINT By Forest Tardibuono There was a really good article in the Wall Street Journal last week about Hard Money loans. It was informational to borrowers and investors alike. It spoke of the fact that Hard Money loans will account for 1% of the 5.5 million home loans originated this year, up sharply…

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