California's Hard Money Lender Since 1988

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Superheroes Fund Not-Normal Loans

Jul 11, 2017 (0) comment , , , , , , ,

  Our “not-normal loans” have just 2 main qualifications: Decent existing equity or at least 25% down payment. An ability to repay the loan (source of income). Known as Hard Money, these loans might enable you to bring that superhero offer to a Seller or to be the superhero Agent for your client. Financing available for…

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Skillful Summer Success

Jun 28, 2017 (0) comment , , , , , ,

Owner Occupied Bridge/Temporary Loan San Juan Capistrano, California A Realtor called me regarding a home loan that her client was having difficulty getting approved. The buyer wanted to purchase a new home in Orange County and needed a jumbo loan of $875K.  Partially using equity from his existing house, he was coming in with 50%…

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Make the Winning Offer

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans.  It was informational to borrowers and investors alike.  It spoke…

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CREDIT – The Bane of Home Loan Approvals

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…

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How Can I Get A Home Loan?

Nov 05, 2012 (0) comment , , , , , , , , , , , , , , , ,

Out of the Ashes…   LENDER’S VIEWPOINT by CA Broker, Forest Tardibuono Out of the Ashes… I have empirical evidence of the real estate market recovery. Statistics I monitor that have seen a dramatic turn recently. It has me more excited about the recovery than housing sales. My Past Borrowers are buying houses, and they…

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The Winning House Bid – You Get the Deal

Oct 15, 2012 (0) comment , , , , , , , , , , , , , , , ,

The Winning Bid   It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true. The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in…

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Proven Realtor Social Networking & Marketing Sites

Oct 04, 2012 (0) comment , , , , , , , , , , , , , , , ,

Lenders Viewpoint By Forest & Lynn Tardibuono Proven Realtor Social Networking & Marketing Sites After our Daughter ‘n Law (who is our Marketing Director) attended the local Sonoma County Tech Expo with seminars from experienced representatives of Trulia, Zillow and C.A.R., we all decided a list of the staple social networking, marketing and advertising sites…

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Make The Market Work For You Instead Of Desperately Working For It!

Sep 11, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Getting the message out to Realtors and your clients about the current market good news, such as “You can sell your house for free with a short sale” and “equity sales are up 59%!” will only make you more money. Like Mike Kelly of Keller Williams Realty stated, “By creating a bigger pie we…

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Sure Advice for Real Estate Success

Aug 01, 2012 (0) comment , , , , , , , , , , , , , , , ,

LENDER’S VIEWPOINT By; Broker Forest Tardibuono Sure Advice for Real Estate Success As Rick Laws mentions in his 2nd quarter real estate report, the Bay Area experienced over 30% increase in homes sold compared with last year.  A 30% increase! The big question is: “How does a Buying Agent get their Buyers to write the…

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