California's Hard Money Lender Since 1988

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Why Invest in Non-Owner-Occupied Home Loans

Oct 16, 2018 (0) comment , , , , , ,

Why Invest in Non Owner Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the problems? Sound too good to be true?  …

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Is That Turned-Down Loan Making You Crazy?

Oct 11, 2018 (0) comment , , , , , ,

That Declined loan driving you crazy or Going crazy because of a turn downed loan

After 30 years of offering alternative financing for real estate throughout California, we can safely say we have experienced almost every scenario and are experts in this field.Let us help make things less crazy by getting that loan approved with one of our Hard Money programs! Make things less crazy with the loan(s) you are…

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Why Should I Sell My Home This Fall?

Oct 09, 2018 (0) comment , , , ,

autumn home for sale

There are probably a myriad of reasons to sell this Fall, but let’s look at just a few: For starters, Buyer demand is still strong.  While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR.  Although the housing inventory is still less than 6…

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We’ll Stand Behind You Every Step Of The Way On That Big Loan!

Oct 04, 2018 (0) comment , , , , , ,

Well stand behind you every step of the way on that big loan

“I have a client who needs a jumbo loan super-fast. Can you help?”.  This was the question we got from a Mortgage Broker about one of his Borrowers who was trying to rapidly refinance. This Borrower had just 10 days to close on the Orange County property he wanted to buy, requiring a temporary refinance…

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Investment Property/Non-Owner-Occupied Loans

Sep 25, 2018 (0) comment , , , , , , ,

investmentproperty

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be…

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Big Loans Have You Confused & Bewildered?

Sep 21, 2018 (0) comment , , , , , ,

foresthulk

Let Us Help Get That Big Loan Done Fast! A Mortgage Broker in Southern California called us with an opportunity he was not able to do: A bridge loan for $850,000 at 65% loan to value.  His Borrower was self-employed with difficult to prove income, thus having difficulty with loan approval within the time frame…

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Conventional Vs Hard Money Loans

Sep 18, 2018 (0) comment , , , , , ,

conventionallaonvshardmoney

Let’s look at the difference between traditional or conventional Lenders, such as Banks and other in-house lending institutions and a Hard Money Lender: Interest Rates – Conventional interest rates are generally lower than hard money rates, but if a hard money loan makes the difference between no loan and paying a little more until you…

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Guardians Of Hard Money Loans

Sep 14, 2018 (0) comment , , , , , ,

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After 30 years of financing multitudes of Hard Money loans, it has become apparent that we are the true guardians of FAST Hard Money! We have funded many loans in less than one week; We can finance a property that doesn’t qualify for conventional financing; Lend to those who have difficulty proving income, as well…

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Make More Money With Your Investments

Sep 04, 2018 (0) comment , , , , , , , ,

makemoremoney

Any time your money makes money with little time investment on your part, it’s a good deal.  That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership.   In today’s unsettled…

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Hard Money’s Very Own Super Hero!

Aug 30, 2018 (0) comment , , , , , ,

Promo

We stand ready, stronger than ever, to help get your loan approved fast!  Having a 2018 World Classic Cruiser Weight Champion on our family Hard Money team, just adds that special superpower to our alternative financing programs. Read below to see various loans funded by our office.  And then email us back or Call Today…

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