California's Hard Money Lender Since 1988

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We Are Thankful For Being Able To Help Others With Our Loans

Nov 16, 2017 (0) comment , , , , , ,

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A Recent Hard Money Borrower Sent Us The Following: “I wanted to thank you for your help in saving our home. “Sun Pacific Mortgage and their hard money Lenders/Investors allowed us to save our home with a temporary hard money loan.  After going through a difficult financial time, we fell behind on our mortgage which…

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Are You Asking “Should I Buy or Rent?”

Nov 09, 2017 (0) comment , , , , , , ,

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It is surprising that even with the sustained rise in home prices over the last couple of years, buying a home can be noticeably less expensive than renting one in the Bay Area. There was a recent study done that determined buying is 13% cheaper than renting a comparable home in the San Francisco Marin,…

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We Won’t Leave You Hanging!

Oct 26, 2017 (0) comment , , , , ,

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Our “not-normal loans”, also known as Hard Money, have just 2 main qualifications and you can get your money fast: Decent existing equity or at least 25% down payment. An ability to repay the loan (source of income).   Our fastest loan funding was in 3 days – we get many loans approved and funded…

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Hometown Superheroes Bulletin #3

Oct 18, 2017 (0) comment , , , , , ,

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“Force Yourself To Smile And You’ll Soon Stop Frowning.” There are many things we can all be thankful for at this time and a lot of rebuilding to get started on, so it is time to get back to work. If we can be of service with our fast real estate financing options, please reach…

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Hometown Superheroes Bulletin #2

Oct 17, 2017 (0) comment , , , ,

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LET’S GET BACK TO DOING THE USUAL NOTE:  Please share with us any heroes you have personally observed, been thankful for or have been inspired by.  We will then share it with everyone. Super Hero Alert: ● David Reyes, his son Luis Reyes (property owners and customers of ours from Hayward, CA) just personally bought…

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Heroes Among Us

Oct 11, 2017 (0) comment , , , , , , ,

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Heroes Among Us – Production Is The Basis Of Morale We are back at work full time to help get the job done.  We know that getting back to work and producing makes one feel better.  Must admit, this has all been difficult!  We were struck by tragedy, (Ken-top producer and Ari -head of Marketing…

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Hi-Ho Hard Money

Oct 03, 2017 (0) comment , , , , , ,

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One of the marks of an expert Realtor or Lender is familiarity with all types of home loan programs.  This includes “not-normal-financing”, also known as Hard Money. These programs might enable you to bring that better offer to a Seller, or to be the best Agent for your client. We can help with these! Call…

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San Francisco Real Estate Market Today

Sep 27, 2017 (0) comment , , , , , ,

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  If you have been following the real estate news, you are very aware that Sellers have been in control of the San Francisco real estate market for many months.  As we move into Fall, nothing has changed.  In fact presently there are only 1.5 months of inventory.  The measure of a Buyer’s market is…

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Super-Fast Loan Done For Lender

Sep 20, 2017 (0) comment , , , , , ,

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Property Refinance in Contra Costa, California One of my Lender friends called with a rush transaction he needed help on: He couldn’t get his client approved for a $670k first mortgage because of her difficult-to-prove income.  She was in escrow on a new purchase of a multi-family property and needed a loan fast. In just…

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Who Is Today’s Real Estate Investor?

Sep 14, 2017 (0) comment , , , , , ,

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Who do you envision when you think of the stereotypical real estate investor?  The reality is far from the Hollywood image of the businessman in an expensive suit.  It turns out that the “average” real estate investor is more like you or your next-door neighbor. Bigger Pockets, a real estate investment social network, had some…

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