California's Hard Money Lender Since 1988

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Bay Area’s Hottest Spots for Home Flippers

Jul 25, 2017 (0) comment , , , , , , ,

A recent study done by ATTOM Data Solutions states some zip codes in the Bay are ranked among the nation’s hottest housing market for flippers. In the first two quarters of 2017 Contra Costa County, Santa Clara County, and Solano County were the locations that yielded the highest ROI for flippers.  Even though the Bay…

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Things You Might Overlook In Your Home Search

Jul 20, 2017 (0) comment , , , , , ,

You might think you have found your dream home, only to discover after you move in, that you missed some important “must-haves”.  I was reading a article recently and it was covering just this subject.   Some of these critical features, buyers might not consider when house hunting.  They may not be deal breakers…

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Superheroes Fund Not-Normal Loans

Jul 11, 2017 (0) comment , , , , , , ,

  Our “not-normal loans” have just 2 main qualifications: Decent existing equity or at least 25% down payment. An ability to repay the loan (source of income). Known as Hard Money, these loans might enable you to bring that superhero offer to a Seller or to be the superhero Agent for your client. Financing available for…

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Good News For Real Estate Investing

Jul 07, 2017 (0) comment , , , , , , ,

As a real estate Investor you are naturally concerned with the appreciation of your property.  Well, here’s some good news:  the Bay Area saw an average of 8 percent annual home price appreciation from January through April of 2017.  This information comes from Selma Hepp, Pacific Union’s Chief Economist.   Below is a summary of…

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Accomplish Your “Catch of the Day” With Hard Money

Jun 21, 2017 (0) comment , , , , , , , , ,

Investment Purchase Loan Daly City, California I had a Realtor and his Buyer call me, wanting a fast loan.  The Buyer didn’t want to miss out on a good property buy in San Mateo County.  He was able to do a 35% down payment but needed a $460K loan to complete the purchase. With our…

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Broker and Buyer Loan Rescued

Jun 07, 2017 (0) comment , , , , , , ,

Corona, California Purchase Recently a Broker from Riverside County contacted me to help rescue a frantic client, who was trying to buy a rental property.  This particular Home Buyer was having difficulty getting approval elsewhere despite making excellent monthly income and having good credit (over 700 FICO). The problem was he was self-employed with difficult…

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Hard Money – No Fake News Here

Jun 06, 2017 (0) comment , , , , , ,

Instead of taking full advantage of the recent fake news fad and sensational headlines,  letting you know of our amazing skills as water-skiers, we’ll get right down to the truth: We are highly experienced Hard Money Lenders available to help you, a client or someone you know obtain a real estate loan, especially when turned…

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Is 2017 The Year Of Real Estate Investing?

May 30, 2017 (0) comment , , , , , ,

Recently a chief economist for Fannie Mae, Douglas Duncan, told a group of financial professionals he sees no recession in sight.  His group forecasts the economy will grow by a conservative 2% this year.  But, he added, “Frankly, from a housing perspective, I think there will be a strong growth.” Mr. Douglas is particularly optimistic…

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Rescuing a Realtor and His Home Buyer

May 24, 2017 (0) comment , , , , , ,

Santa Rosa, California Bridge Loan A busy Realtor in Sonoma County contacted me to help rescue a frantic client, who was trying to buy a home while her current house was being sold.  The home buyer was having difficulty getting loan approval elsewhere because she didn’t make enough income; however, she did have a free…

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Crystal Ball Reading for Real Estate in 2017

May 17, 2017 (0) comment , , , , ,

According to the most respected real estate prognosticators, California remains one of the safest places to invest your money in 2017.   Several Western urban markets are still “red hot’, and 5 of them are in California. has predicted that some cities will see sales growth as high as 5-6%. If you are experiencing or…

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