California's Hard Money Lender Since 1988

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Deal Of The Month – Superhero To The Rescue

Mar 15, 2017 (0) comment , , , , , ,

Rush Purchase in Healdsburg, Sonoma County A past borrower of ours called me a couple of weeks ago, asking if I could help save her deal.  Unfortunately, it was about to fall out of Escrow due to a last minute hiccup by her conventional Lender. She was desperate, needing the money in less than 2…

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What Is a Bridge Loan – And How Is It Beneficial?

Mar 06, 2017 (0) comment , , , , , , ,

Real estate agents, investors, home buyers and home sellers are always interested in utilizing smart home buying strategies. A bridge loan is a type of creative financing that falls into the category of “smart home buying strategies”.  It is a short term loan, 12 to 18 months only.  It gets paid off with longer-term financing…

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How Strict Has Mortgage Lending Become?

Feb 23, 2017 (0) comment , , , , ,

There is a general belief today that lending requirements have become so restrictive that many lower-credit borrowers are dropping out of the mortgage market. The Home Mortgage Disclosure Act data discloses that 33% of all applicants in 2015 were in the lower-credit category compared to 62% in 2006 and 50% in 2000 – when the…

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Bridging The Gap For Sellers To Become Happy Home Buyers

Feb 15, 2017 (0) comment , , , , ,

Lack of inventory has real estate a bit muddled at the moment.  However, with bridge loans and short term loans, real estate activity can be increased and benefit those Home Owners who do want to sell. ● This type of financing removes the stress of having to get into contract on a new home before…

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Why Invest in Real Estate?

Feb 07, 2017 (0) comment , , , , , , ,

The fallout from the recession left some investors less likely to look to the real estate sector as an option for wealth growth.  However, we have witnessed a radical change in the economy and as a result, real estate has once again regained its rightful place as a solid investment in today’s financial world. Unlike…

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Jump Start Your Real Estate Project With Hard Money Loan

Feb 02, 2017 (0) comment , , , , ,

If you need funds to purchase a property to rehab, buy more investment properties, or buy your own home, hard money lending may be the solution for you. Hard money lenders primarily look at assets instead of credit scores.  In most cases, if you have at least 35% to put as a down payment or…

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Super-Fast Loan Done For Broker

Jan 30, 2017 (0) comment , , , , ,

Property Refinance in Santa Clara, California I work with many loan Brokers and Realtors.  One of my Broker buddies called with a transaction he needed to get done for a borrower on a rental property refinance. The clients needed a $770,000 first mortgage at 10% interest only for 2 years – and it was needed…

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Hard Money Myths BUSTED

Jan 23, 2017 (0) comment , , , , ,

Myth 1:   Hard Money loans are often predatory and come from dishonest lenders. Nothing could be further from the truth.   We have been doing hard money loans in California since 1988.  We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had Buyers with difficulty getting a loan…

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Northern California’s Bay Area 2016 Year End Review

Jan 18, 2017 (0) comment , , , , ,

These statistics and information suggest that it is the right time to invest in real estate, before the inevitable increases that historically occur in the Spring. Pacific Union’s Economist, Selma Hepp, recently published the following data regarding the real estate market in the Bay Area: The December home sales decline in the Bay Area was…

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Top 3 Reasons To Use Sun Pacific This New Year

Jan 12, 2017 (0) comment , , , , ,

#1. The Guys in White Hats are Straight Shooters. We are no nonsense when it comes to getting a loan done fast. #2. We have the horse power to get your loan approved when no one else can. #3. You are in good hands, we are winners when it comes to loan approvals. Call Ken &…

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