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Check Out North Bay Counties Real Estate Values: Past & Present!

Housing2 970X550 1 Wonder How Much Property Increased In The North Bay From Spring 2020 Until Spring 2022? Here Is The Data For Some Of The Cities:

Wonder how much property increased in the North Bay from Spring 2020 until Spring 2022? Here is the data for some of the cities:

Santa Cruz: 58%

Alameda: 46%

Marin: 43%

Contra Costa: 42%

Santa Clara: 39%

San Mateo: 37%

Napa: 37%

Solano: 31%

Sonoma: 30%

San Francisco: 25%

With these figures adding to our property owners’ wealth, the thought of losing 5%-10% of equity shouldn’t be considered a devastating hit. And a 5%-10% decrease in property values is what the experts are predicting. The extreme appreciation that was the norm for the prior couple of years has come to an end and real estate is finding its new normal. We are looking at a more balanced real estate world where the seller is not always “king”, and the buyer does not need to waive inspections and be outbid by a dozen other would-be home-owners.

If you need a FAST financing option or you don’t qualify for a conventional loan with a bank or lending institution, contact Sun Pacific Mortgage at 707-523-2099 to discuss your situation or visit our website at www.sunpacificmortgage.com. We have been helping thousands of borrowers buy and refinance property in California since 1988 with our Private Mortgage alternative programs.

Charging In Faster – Just For You!

7B2196F454820F0356A834B86D045679 For Over 3 Decades Now We Continue To Offer Our Trusted, Fast Alternative Mortgage Financing For Both Real Estate Purchases And Refinances.  Let Us Help You Or Someone You Know By Providing A Fast Loan Solution With Our Private Money Programs, Just Like We Did For The Borrowers Below:Trust This Private Money Duo For Fast Financing

For over 3 decades now we continue to offer our trusted, fast alternative mortgage financing for both real estate purchases and refinances.  Let us help you or someone you know by providing a FAST loan solution with our Private Money programs, just like we did for the Borrowers below:

Recently Funded

Program: Owner-Occupied Bridge Purchase
Loan Size: 540k
Location: Riverside County
Days to Fund: Just 4 days!
Why Came To Us: Wanted fast cash to purchase another house prior to moving out of current home & selling

Program: Owner-Occupied Business Purpose Refinance
Loan Size: 625k
Location: Sacramento County
Days to Fund: 12 days!
Why Came To Us: Self-employed with difficult to prove income and wanted fast cash to buy extra vehicles and equipment for expanding plumbing company.

Program: Investment Property Refinance
Loan Size: 825k
Location: San Diego County
Days to Fund: 13 days!
Why Came To Us: Had some needed repairs to do on property to be able to get it rented for higher monthly returns.

If you or someone you know needs a FAST loan or just falls short of qualifying for conventional financing, our direct Private Money programs could be the solution!

If you have any questions or scenarios, then give the best Private Money Duo a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com today!

Go Full Speed – Loan of the Week!

Bucking Horse Promo Update Copy Need Financing For A Home Purchase? How About A Quick Refinance Or To Pull Equity Out Of Your Current Home?  Get Full Speed Ahead With Your Real Estate Plans, Using Our Direct Private Lending Programs!Need financing for a home purchase? How about a quick refinance or to pull equity out of your current home?  Get full speed ahead with your real estate plans, using our direct Private Lending Programs!

Loan of the Week

Program: Investment Property Jumbo Refinance
Loan Size: $1.1 million
Days To Fund: 11 days
Location: Contra Costa County
Reason Came To Us: Broker came to us with a Borrower who wasn’t qualifying for their program due to debt-to-income ratio being too high.  They were looking for some fast refinancing of a Jumbo loan.  We had no problem with this and quickly gathered the needed items, got fast loan approval and the transaction completed within 11 days!

Send us your scenario now or give us a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com.  Let us help you or someone you know go full speed ahead, with a fast Private Money loan.

Fast Home Financing Now. Saddle Up!

Quick Financing Direct Programs Quick Financing By The Fastest Funders In The West! Saddle Up And Take Advantage Of The Speed That Sun Pacific Has To Offer:Saddle Up For Fast Private Money Loans!

Quick Financing by the Fastest Funders in the West! Saddle up and take advantage of the SPEED that Sun Pacific has to offer:

  • Fast Closes: 10 days or less
  • Turned Down Elsewhere – We Can Help
  • Trusted by over 10,000 Borrowers
  • Family Owned & Operated for 35 years

Loan of the Week

Program: Investment Property Refinance
Loan Size: 995k
Location: Monterey County
Days To Close: 9 Days
Reason Came To Us: Borrower came to us as after Underwriting withdrew their loan approval shortly before they were to sign their refinance.  There was some issue with proof of income and the Borrower was mid construction on a house and needed fast financing to complete the project.  We quickly got his loan approved and funded in just 9 days.

If you or someone you know needs fast financing or you’re having difficulty proving income or otherwise turned down, we have the answer.  Our Private Money programs make it easy to get that loan done and make you happy! Give us a call at 707-523-2099 or email us with your scenario to see how we can help.

Get Extra Luck – It’s Almost Saint Patrick’s Day

Image1 Bringing You Extra Luck For A Happier Saint Patrick'S Day! Use Our Private Money Loan Programs For:Be Extra Lucky This Saint Patrick’s Day
* Fast Home Loans With Us*

Bringing you extra luck for a happier Saint Patrick’s Day! Use our private money loan programs for:

  • Fast Fundings & Closings – 10 days or less
  • Loan Approval Despite Being Turned Down Elsewhere

After 35+ years in business, we continue to work hard to get the real estate financing our Borrowers need.

Call us at (707) 523-2099 or visit our website at www.sunpacificmortgage.com with your questions or scenarios – and we’ll let you know just how lucky our Private Money programs can be.

Fastest Funder In The West – Loan of the Week!

Fastest Financing In The West Broker The Quicker The Close, The Lower The Stress. Get Fast Private Money Loans For You Or Someone You Know And Leave The Competition In The Dust!Cowboy Broker to the Rescue

The quicker the close, the lower the stress. Get Fast Private Money loans for you or someone you know and leave the competition in the dust!

  • Fast Approvals
  • Trusted by over 10,000 Borrowers
  • Credit Problems OK
  • Financing up to 2+ million

Loan of the Week

Program: Owner-Occupied Purchase
Loan Size: $787,000
Location: Sonoma County
Reason Came To Us: Borrower was turned down last minute due to a credit issue popping up, requiring a few more months of handling.  He was in Escrow already, with closing date just 9 days away.  We jumped right onto it and with our FAST Private Money program, had this funded in just 7 days!

At Sun Pacific Mortgage, Broker Cowboy Broker and his team have you covered with our Direct Private Money Programs. Saddle up and give us a call today at 707-523-2099 or visit our website at www.sunpacificmortgage.com with any questions or specific scenarios. We will quickly let you know what help we can provide to you!

Big, Fast, and Direct – Recently Funded!

Image6 1 End The Wild Ride And Get Real Estate Financing With One Of Our Direct Private Money Programs.Our Private Money Loans Do BIG and FAST!

End the wild ride and get real estate financing with one of our Direct Private Money Programs.

Purchase or Refinance mortgage taking too long?  Or being turned down at the last minute?  Let us help you or someone you know fulfill the need for BIG and FAST lending, just like we did for the Borrowers below:

Recently Funded

Program: Investment Property Cash-Out
Loan Size: 885k
Location:  San Luis Obispo County
Why Came To Us:  Difficult to prove income as self-employed.

Program: Property Purchase
Loan Size: 904k
Location: Marin County
Why Came To Us: Debt to income ratios above conventional financing requirements.

Program: Owner-Occupied Business Purpose Refinance
Loan Size: 725k
Location:  Solano County
Why Came To Us: Had a business loan coming due and wanted extra capital for company expansion.

We look forward to helping you or someone you know with our BIG and Fast Private Money programs.  Call us at 707-523-2099 or visit our website at www.sunpacificmortgage.com and we will get back to you with how we can help!

How About Some Fine-Tuned Fast Home Financing in California?

Image2 1 Get Your Stopwatch Ready Because Our Team Is Feeling The Need For Speed! When You Or Someone You Know Needs Speed, Look No Further Than Our Direct Private Money Programs. We Can Get Them That Loan - Fast.  After 35 Years In Business, We Provide Fine-Tuned Lending, As Can Be Seen In The Examples Below:Fine-Tuned Fast Lending!

Get your stopwatch ready because our team is feeling the need for speed! When you or someone you know needs SPEED, look no further than our Direct Private Money Programs. We can get them that loan – FAST.  After 35 years in business, we provide fine-tuned lending, as can be seen in the examples below:

Recently Funded

Program: Primary Residence Business Purpose Refi
Loan Size: 625k
Location:  Napa County
Why Came To Us:  Wanted to do debt consolidation on high interest company credit cards and expand business location.

Program: Investment Refinance
Loan Size: 960k
Location: San Diego County
Why Came To Us: Debt to income ratios were too high with other conventional lenders due to multiple properties owned, but borrower didn’t want to miss out on a good investment.

Program: Rental Property Purchase
Loan Size: 1.02 million
Location:  San Benito County
Why Came To Us: Had difficult to prove income but needed to complete an important 1031 Exchange transaction.

At Sun Pacific Mortgage, our team is ready to provide you or someone you know with fine-tuned service and speed. Visit our website at www.sunpacificmortgage.com or call today at 707-523-2099 to see how we can help!

Loan of the Week – Happy Valentine’s Day

Image6 Roses Are Red, Violets Are Blue, And If You Have A Loan That’s Bugging You, Let Our Direct Private Money Loan Programs Help You, Just Like We Did Below:Loan of the Week – Happy Valentine’s Day!

Roses are Red, Violets are Blue, and if you have a loan that’s bugging you, let our Direct Private Money Loan Programs help You, just like we did below:

Program:  Rush Purchase
Loan Size: $510,000
Location: San Mateo County
Why Came To Us: A Broker brought us his Borrower, who had already spent 1 month trying to get financing, but was now about to lose out on a purchase.  This Borrower had a good down payment but since he was self-employed, he was having a problem proving income per conventional guidelines.  This is where our flexible Private Money programs became the answer for his investment needs!  We worked with the Broker and got this loan funded in 10 days.

If you or someone you know requires flexible qualifications or faster financing, call your new favorite Husband & Wife Team at 707-523-2099 or visit our website at www.sunpacificmortgage.com, so we can let you know what we can do to help with our Private Money Programs!

Speed Lending – Refinances and Purchases!

Feb 2022 Week 3 For The Sake Of Speed, Let’s Get You Some Fast Facts About How We Can Help You Or Someone You Know:For the sake of SPEED, let’s get you some FAST facts about how we can help you or someone you know:

  • FAST Approvals
  • Owner Occupied Properties financed
  • 10 Day Closes or Less
  • Financing up to 2 million

Loan Of The Week

Program: Rental Property Rush Purchase
Loan Size: $678,000
Location: Sonoma County
Why Came To Us:  Local Lender referred her Borrower to us because she knew they were in a do or die scenario, about to lose a big down payment, great investment opportunity. The Borrower was turned down last minute by Underwriting, was already past close of Escrow date, on a short extension. Within 48 hours we gathered all needed items and just 3 days later loan was complete!

At Sun Pacific Mortgage we provide FAST private financing to you or someone who you know, who needs a fast home loan or just got turned down elsewhere.  Visit our website at www.sunpacificmortgage.com or call today at 707-523-2099 to see how we can assist you or someone you know with our SPEED services.

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