California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Refinance Using Hard Money

Aug 22, 2016 (0) comment , , , ,

Refinance Using Hard Money You have loanable equity in your property, whether it’s residential, commercial or land, and want to borrow against it.  Loanable equity means the amount you can borrow that exceeds what you already owe not to exceed 70% of the value of the property.  For example: you owe $245,000 and the value…

Read more

Deal of the Month, We Cannot Lie

Aug 22, 2016 (0) comment , , , ,

Hard Money Loan of the Month By Ken Walker, Lead Loan Originator Investment Property Purchase in Sea Ranch, California Two weeks ago a borrower called needing a loan to buy a new Rental Property in Sea Ranch, California as part of a 1031 exchange.  Her current Lender was unable to perform with the speed that…

Read more

Top 5 Reasons To Refinance Using Hard Money

Aug 15, 2016 (0) comment , , , , , , ,

If you have good equity in your home, you can potentially refinance.  Below are the top 5 reasons one would refinance using hard money, also known as alternative financing: Remodel your property Buy an investment property Consolidate debt Get ready for the Holidays Finance kids education   Refinancing one’s home doesn’t only reduce stress it…

Read more

Are You A Risky Borrower?

Jul 21, 2016 (0) comment , , , , ,

I have heard numerous stories from my past borrowers where they were told how acquiring a home loan would be an unending, agonizing and complicated process. And that on top of this, one minuscule credit problem was going to end their journey to getting their dream home. This is not the case if you findthe…

Read more

My Own Hard Money Story

Jul 12, 2016 (0) comment , , , , ,

I wanted to tell my personal story about Hard Money financing to help other families struggling with loan approvals. My Husband and I could not get any local bank or credit union to approve our loan application to buy our first home.  I had not yet worked at my job for 2 years and my…

Read more

Reasons To Sell A House This Summer

Jul 07, 2016 (0) comment , , , , ,

Selling one’s house can be a challenge no matter what season it is, be it Summer, Winter, Fall or Spring.  According to Keeping Current Matters article, “5 Reasons To Sell This Summer”, there is some logic in selling your home during the hot summer: Demand Is Strong There Is Less Competition Now The Process Will…

Read more

What are Hard Money Loans and How Do They Work?

Jul 01, 2016 (0) comment , , , , ,

If you’re not familiar with Hard Money Loans, you may be asking yourself what they are, and what makes them different from traditional loans? If you have had trouble getting a loan through your bank or other traditional lending options due to bad credit, a past bankruptcy, or other troubles, it may be time to…

Read more

Get a Home Loan even with Bad Credit

Jun 21, 2016 (0) comment , , , ,

Every day people are turned down by their favorite banks, and lenders due to bad credit or other circumstances. These are often hard working individuals with good income, enough savings for a down payment, and a desire to own a home. Unfortunatley for these people, banks usually don’t look any closer than your credit score…

Read more

Ways To Improve Your Home For Under $1,000

Jun 15, 2016 (0) comment , , , , ,

There are many benefits to owning a home. Increasing equity and the ability to make improvements or changes to the house are homeowner benefits I will discuss here. Having worked in the real estate and mortgage industry for almost 30 years now, at our family owned and operated Sun Pacific Mortgage & Real Estate company,…

Read more

Local & Creative Financing For Real Estate

Jun 13, 2016 (0) comment , , , ,

“I am truly in awe of you your company! Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the systems that you have in place! Always a pleasure!” “I commend you on another transaction and I will continue to refer you guys as I have on…

Read more

Categories