California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Myth Busting About Home Buying – Time To Act Now

Dec 01, 2015 (0) comment , , , ,

This KCM infographic is pretty much to the point. Potential home buyers aren’t always completely informed as to minimum qualifications for buying a home. Now IS the time to honestly do the work and FIND OUT your home buying qualifications. There are conventional financing options, FHA, portfolio and hard money financing options. Don’t regret not…

Read more

A Local Look: Affordability for Renters, Buyers

Nov 23, 2015 (0) comment , , , ,

By Satinder Haer, Zillow With the real estate market growing faster than incomes since the recession, affordability is an issue across the country. Is it more affordable to rent or own? At any time, the answer depends on a number of complex, shifting factors: local real estate market conditions, mortgage interest rates and your personal…

Read more

Recently Funded Deals – The Holidays Can Be Brighter

Nov 17, 2015 (0) comment , , , ,

The Holiday season is right around the corner. This time seems to bring about the need for more money: Thanksgiving family get-togethers travel and Christmas presents! Why not make this Holiday season less stressful, more joyful and just easier with a house or investment property refinance? Or, how about getting a hard money loan to…

Read more

Is It Still A Good Time To Buy A House In California?

Nov 10, 2015 (0) comment , , , ,

The answer would be, “YES!”. Now is still a great time to become a homeowner, especially as shown in the recent KCM blog Buying a Home Remains 35% Less Expensive than Renting!, wherein it states “Nationally, rates would have to rise to 10.6% for renting to be cheaper than buying – and rates haven’t been…

Read more

Want To Buy a Home But Loan Keeps Getting Turned Down?

Oct 28, 2015 (0) comment , , , ,

Do you have loan approval issues due to poor credit? Are you self employed with difficult to prove income? Or are you just tired of calling and searching for someone who is licensed and trustworthy to help get you the loan you need or want? If your answer is “Yes” to any of these questions,…

Read more

History Behind Fix & Flip Financing, a.k.a. Hard Money Loans

Oct 12, 2015 (0) comment , , , ,

History Behind Fix & Flip Financing, a.k.a. Hard Money Loans Knowing exactly what hard money is, and not what someone else thinks it is, can be helpful now and in the future. In August, the Trust Deed Capital Blog came out with “The History Behind Fix and Flip Financing” (link and article below). This hard…

Read more

Is Hard Money For You?

Oct 01, 2015 (0) comment , , , ,

IS HARD MONEY FOR YOU? Hard money loans aren’t for everyone, but, those with less than stellar credit, needing a quick loan, wanting to fix up a property, all fall within the parameters of why hard money is beneficial. If a Borrower qualifies for conventional or traditional financing, I tell them. Not only is it…

Read more

Don’t Give Up. You COULD Qualify To Buy A Home NOW.

Sep 25, 2015 (0) comment , , , ,

Don’t Give Up. You COULD Qualify To Buy A Home NOW. Home buying CAN become a reality. There are many loan programs available and families might just qualify to buy now – but they have to look for experienced lenders and agents to help get them all the information out there. DON’T GIVE UP. Persistence.…

Read more

Make the Winning Offer

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans.  It was informational to borrowers and investors alike.  It spoke…

Read more

CREDIT – The Bane of Home Loan Approvals

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…

Read more

Categories