California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Partnering With Other Brokers

Apr 03, 2018 (0) comment , , , , , ,

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Brokers who partner with us are able to expand the services available to their clients with little or no effort on their part.  We do all the heavy lifting. As a Hard Money mortgage broker who has been in business for 30 years, we have developed a comprehensive and effective program dealing with our broker-partners.…

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WHAT IS HARD MONEY? The Shortest Version….

Mar 29, 2018 (0) comment , , , , , , ,

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Only TWO main qualifications for our loans: Equity or decent down payment. Ability to repay the loan.   Funding Info: FAST Funding ability (many done in under a week). Loans up to $2 Million FICO not generally a factor (bad or poor credit – we can still help!) Up to 75% loan to value, case…

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Thinking Of Retiring Or Downsizing?

Mar 27, 2018 (0) comment , , , , , ,

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These days it appears that many more baby boomers are reaching the age of retirement, and asking themselves the big question: “To move or not to move?”  There are arguments to be made on both sides. With low availability inventory for smaller scale homes, some retirees have begun to evaluate their present home’s ability to…

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Luck Of The Irish – Hard Money

Mar 22, 2018 (0) comment , , , , , ,

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Call the Guys in the White Hats – They have the Luck of the Irish Hard Money Loans are the Pot of Gold at the End of the Rainbow The below Home Buyers feel very lucky to have worked with us: “Forest and Ken are stable and reliable lenders who will always go the extra…

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California’s State of the Real Estate Market

Mar 20, 2018 (0) comment , , , ,

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The California Association of Realtors (CAR) recently published a report on “The State of the Real Estate Market”.  Some of the more interesting facts included the following: Price per square foot was $257, down 3.3% from December, but up 5.9% YTD Inventory at the lowest level since June 2004 with supply constraints crossing all price…

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HARD MONEY – MORE OF THE SHORT STORY

Mar 15, 2018 (0) comment , , , , , , ,

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WHAT IS HARD MONEY…. Hard money loans are funded by private individuals. It is not money from a bank. The loans are used to handle a problem in the profile of the Borrower. They are usually short term (1 to 5 years) and can be funded quickly.  We have over 500 individual Investors who invest through…

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Hard Money – The Short Story

Mar 07, 2018 (0) comment , , , , , ,

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What is hard money? A category of real estate loan program, usually short term, fast and used to handle whatever the problem was in the profile of the Borrower or property. The problems could be credit, income, the property itself and/or simply the need for speed. Hard Money is not money from a bank. The funds…

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We Fund BIG Loans!

Mar 01, 2018 (0) comment , , , , , ,

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Here at Sun Pacific Mortgage, we offer Hard Money financing for Jumbo size loans and larger.  We have qualifications that are more forgiving than conventional and traditional loan programs. Recently Funded Hard Money Jumbo Loan $770,000 – Redwood City in San Mateo County 68% Loan to value 16 days to close Our type of financing…

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We Fund Them BIG

Feb 22, 2018 (0) comment , , , , , , ,

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Only two main qualifications for our Hard Money Loans: 1. Equity or a decent down payment. 2. An ability to repay the loan.   RECENTLY FUNDED BY US NOTE: We can finance up to 75% Loan to Value, case by case basis. Single Family Houses, Condos, Principal Residences $700,000 – Sonoma in Sonoma County, California…

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Make Your Dream A Reality in 2018

Feb 14, 2018 (0) comment , , , ,

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Owning your own home doesn’t need to be a fairy tale or a figment of your imagination.  2018 can be the year you make it happen by simply dispelling some commonly held homebuying myths regarding age and first-time home buyers.   According to realtor.com, 65% of all surveyed homebuyers were first-time buyers and 40% of…

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