Many investors would like to increase their personal wealth with real estate property but dread all the work and responsibility that comes with the management and headaches inherent in rentals.  That is the reason wise investors have turned to Deeds of Trust, to realize more than average returns on their investment and avoid the hassles and potential nightmares of being a “landlord”.

Buying Trust Deeds turns you into a real estate lender and a passive owner of property.  You supply the mortgage and in return receive monthly payments of interest and have the loan paid off over time (which can be for as little as six months to one year).

When this investment is undertaken with money from your IRA or 401K, the payments can either be reinvested into your IRA to grow tax-free or can be taken as withdrawals to meet your minimum withdrawal requirements.

Since IRAs are designed to hold investments on a long-term basis, Trust Deeds have become a financially desirable addition to retirement portfolios.  Also, the rates on the return are attractive enough to make it a worthwhile option for IRAs or 401 plans. Our Trust Deeds earn interest rates up to 12-13%.

We here at Sun Pacific Mortgage do all the “heavy lifting” for our investors.  Our due diligence in obtaining the necessary background information on both property and borrower creates a safety net for your hard-earned investment funds.

With our long reputable 33+ years of honest lending opportunities, we guarantee secure and vetted lending of trust deeds for our investors.

If you are seeking another avenue to diversify your retirement holdings and to gain more profitable returns on your investments, give Sun Pacific Mortgage a call at 707-523-2099 or email us through our website www.sunpacmortgage.com to expand your investing opportunities.

There has been a dearth of sellers for a few years now, but the summer months have been especially quiet as more families are taking vacations in this post-pandemic age.

Looking at MLS data for June, we find that Sonoma County buyers contracted to purchase 619 single-family homes, which is close to the number in June 2020.  There were 514 new listings -10% fewer than the same time last year, and 620 homes closed escrows, a 32% increase over 2020.

Because of the frenetic pace of homes selling, and the lack of new inventory, only 684 homes were available to sell at the beginning of July, a stunning 22% fewer than last year.

Marin County saw the hottest market in the North Bay with only 181 new single-family homes for sale, 34% fewer than last year.  286 homes went into escrow and 328 homes closed escrow leaving the region with only 205 homes for sale at the beginning of July.  The median home value rose to $1,778,000.

Given the fact that homes are selling faster than homes are being placed on the market, we can continue to expect prices to rise over the next few months.

If you want to secure a property in the North Bay but are being rejected by conventional lenders because of credit or difficulty to proving income, or you just need fast financing, call Sun Pacific Mortgage at 707-523-2099.
We have private investors to fund your mortgage in record time! With 33+ years of experience you can expect a quick, honest, and smooth closing.  Give us a call to see what we can do for you.