California's Hard Money Lender Since 1988

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Make Your Dream A Reality in 2018

Feb 14, 2018  , , , ,

Owning your own home doesn’t need to be a fairy tale or a figment of your imagination.  2018 can be the year you make it happen by simply dispelling some commonly held homebuying myths regarding age and first-time home buyers.  

According to, 65% of all surveyed homebuyers were first-time buyers and 40% of all homebuyers are 34 years old and younger.  More Millennials and Gen Y have gotten into the real estate market as rents rise, making it a more palliative option.  Renting means paying someone  else’s mortgage.  

How are the first-time buyers finding the down payment?  Some have set up small, weekly automatic bank transfers to savings, some have borrowed from family to help with the down payment, and many have made deep cuts into their budgets like brown bagging it, limiting trips and foregoing more expensive forms of entertainment.

The Home Affordability Calculator can help to determine what price range you can afford.  If you find that you do not qualify for a conventional loan, Sun Pacific Mortgage is here to help you get into your first home and to begin establishing equity for the future, using their Hard Money loan programs.     


“The Guy In The White Hat – Your Hard Money Lender”. Broker and Co-Owner of Sun Pacific Mortgage & Real Estate, family owned and operated in Sonoma County California since 1988. (CA BRE License #01000559. NMLS #289456)