…From The Guys in the White Hats & Ugly Holiday Sweaters!
To get a better idea how we can help you get a loan this Holiday season, read the below various scenarios we have funded through our office.
Loan approval is primarily based on just two things:
1. Equity in existing property or a decent down payment for a purchase.
2. Ability to repay.
We have loaned up to 75% of the value of the property and we finance Jumbo Loans commonly.
Call us today at (707) 523-2099 or drop us an email with any questions or scenarios. We’d love to help make your Holidays brighter!
Elk Grove, California (Sacramento County)
Loan Program: Non-Owner Refinance
Loan Amount: $253,400
Days To Fund: 23 days
Why Turned Down Elsewhere: Property condition was poor.
Napa, California (Napa County)
Loan Program: Owner Occupied Bridge
Loan Amount: $750,000
Days To Fund: 19 days
Why Turned Down Elsewhere: Needed a fast, short term loan.
Sebastopol, California (Sonoma County)
Loan Program: Non-Owner 2nd
Loan Amount: $277,000
Days To Fund: 9 days
Why Turned Down Elsewhere: FICO score not good enough.
Palo Alto, California (Santa Clara County)
Loan Program: Owner Occupied 2nd Temp
Loan Amount: $300,000
Days To Fund: 20 days
Why Turned Down Elsewhere: Had a foreclosure on record.
Santa Rosa, California (Sonoma County)
Loan Program: Commercial Purchase
Loan Amount: $1,100,000
Days To Fund: 14 days
Why Turned Down Elsewhere: Difficult to prove income.