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Top 10 Reasons To Use Hard Money

Aug 30, 2013 (0) comment

LENDER’S VIEWPOINT By Broker, Forest Tardibuono   Having watched a lot of David Letterman Late Night shows, I realized just as he has his “Top 10 reasons”, there are Top 10 Reasons To Use Hard Money Need I say more… #10. You had a recent Bankruptcy. #9. You are currently in a bankruptcy. #8. You…

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Selling a House? Don’t Overprice It

Jul 22, 2013 (0) comment

  Hello fellow Realtors, Lenders and other friends;  There was a really good article released by The KCM Blog on July 15th that goes right along with our message in today’s video: how to increase a Buyer’s capability to purchase your particular listing, in today’s market. We have included the full article along with an…

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Sweetening The Current Market and Rates

Jun 17, 2013 (0) comment

Do these seem like lazy days of summer or what! School graduations, parties for the grads, vacation trips, heat that’s too hot. Perfect lazy days! Personally I am ready to get roaring again. I have 2 listings to sell (1411 Carlos Court and 5671 Monte Verde Dr. – hint hint) and want them to sell…

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Flipping properties in North Bay….when done smartly it’s good for everyone.

Jun 07, 2013 (0) comment

Flipping properties in North Bay….when done smartly it’s good for everyone.   Having done many loans in the past and currently for flippers, I am with Rick Laws and Patrick Barber on what they say (see below Pacific Union Bay Area Real Estate Blog of June 6 2013 “San Francisco, Santa Rosa Metro Areas Ranked…

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How To Make FHA Offers To Buy A House, More Enticing

Mar 22, 2013 (0) comment

  A REALTOR’S VIEWPOINT – ON LENDING FOR TODAY’S MARKET As a real estate agent you need to know the products out there for the buyer.  I mean loan products.  Everyone and anyone could buy a home during the heyday!  Now it’s more limited – houses for sale and there are really only a few…

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Real Estate and Buying A Home – On A High Horse But A Good One!

Jan 09, 2013 (0) comment

  LENDER’S VIEWPOINT by Broker, Forest Tardibuono “High Horse” – In a Good Way “Get off your high horse” is a request to someone to stop behaving in a haughty and self-righteous manner. But notice that a high horse is a common depiction in statues of leaders. These conjure images of a leader on his…

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Make the Winning Offer

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  Make the Winning Offer Who doesn’t want to know how to beat out the other purchase contracts in today’s multiple offers and lower inventory markets, and buy that house! There was a really good article in the Wall Street Journal recently about Hard Money loans.  It was informational to borrowers and investors alike.  It spoke…

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CREDIT – The Bane of Home Loan Approvals

Nov 29, 2012 (0) comment , , , , , , , , , , , , , , , ,

  CREDIT – The Bane of Home Loan Approvals This aspect of qualifying for a home loan boils down to good credit versus bad credit. The lenders left in the mortgage market arena, let’s call them institutional lenders, the ones that are offering the 30 year mortgages at historic low rates, require good credit (among…

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How Can I Get A Home Loan?

Nov 05, 2012 (0) comment , , , , , , , , , , , , , , , ,

Out of the Ashes…   LENDER’S VIEWPOINT by CA Broker, Forest Tardibuono Out of the Ashes… I have empirical evidence of the real estate market recovery. Statistics I monitor that have seen a dramatic turn recently. It has me more excited about the recovery than housing sales. My Past Borrowers are buying houses, and they…

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The Winning House Bid – You Get the Deal

Oct 15, 2012 (0) comment , , , , , , , , , , , , , , , ,

The Winning Bid   It looks like the various predictions that 2012 will be the best year in Real Estate since 2006, are coming true. The statistics bear this out for sure, but a more telling phenomena is the dreaded bidding war.  That is a listing that receives multiple offers.  These happen with frequency in…

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