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Ways To Improve Your Home For Under $1,000

Jun 15, 2016 (0) comment , , , , ,

There are many benefits to owning a home. Increasing equity and the ability to make improvements or changes to the house are homeowner benefits I will discuss here. Having worked in the real estate and mortgage industry for almost 30 years now, at our family owned and operated Sun Pacific Mortgage & Real Estate company,…

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Can Fixing & Flipping Be More Beneficial Or Harmful For You?

May 27, 2016 (0) comment , , , ,

We all want to make money… it pays our bills, allows us to buy things we want and helps us more comfortably survive. So of course, when someone sees how “easy” it is to buy and flip a home for profit on TV, they want to try a slice of that cake to say they…

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Get Your Hard Money Questions Answered Here….

Jan 26, 2016 (0) comment , , , ,

Even the most experienced conventional Brokers and Lenders might not know what a hard money loan is and how it can be beneficial to you…or them. I have lost count of how many Realtors, traditional Lenders, friends and acquaintances have asked me the same question: “What is hard money?”. Well, the article “Hard Money 101:…

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Hard Money Loan of the Month – April

Jan 22, 2016 (0) comment , , , , ,

Hard Money Loan of the Month By Ken Walker, Lead Loan Originator at Sun Pacific Mortgage & Real Estate 75% Loan to Value rehab loan in Oakland, California Last month a borrower called needing a short term loan on a distressed property in Oakland, which he wanted to fix up and sell (flip). He was…

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Recently Funded – Here To Help In 2016!

Jan 07, 2016 (0) comment , , , , ,

Here’s to you kicking off a fantastic new year in real estate by taking advantage of our alternative financing for you or your clients! 2015 marked another great year of Hard Money Loans from The Guys in the White Hats. January 2016 is our family company’s 28th year anniversary, serving all of California with our…

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Get More Buyers To Your Listings Over the Holidays

Dec 11, 2015 (0) comment , , , , ,

As a Home Seller or the Realtor listing a house, Holidays are generally considered “slower” or “not the best listing time”. But selling a house over the Holidays can be done if you put some of the below tips to work for you, to drive in more potential Buyers to your listing(s). After almost 29…

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Myth Busting About Home Buying – Time To Act Now

Dec 01, 2015 (0) comment , , , ,

This KCM infographic is pretty much to the point. Potential home buyers aren’t always completely informed as to minimum qualifications for buying a home. Now IS the time to honestly do the work and FIND OUT your home buying qualifications. There are conventional financing options, FHA, portfolio and hard money financing options. Don’t regret not…

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A Local Look: Affordability for Renters, Buyers

Nov 23, 2015 (0) comment , , , ,

By Satinder Haer, Zillow With the real estate market growing faster than incomes since the recession, affordability is an issue across the country. Is it more affordable to rent or own? At any time, the answer depends on a number of complex, shifting factors: local real estate market conditions, mortgage interest rates and your personal…

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Is It Still A Good Time To Buy A House In California?

Nov 10, 2015 (0) comment , , , ,

The answer would be, “YES!”. Now is still a great time to become a homeowner, especially as shown in the recent KCM blog Buying a Home Remains 35% Less Expensive than Renting!, wherein it states “Nationally, rates would have to rise to 10.6% for renting to be cheaper than buying – and rates haven’t been…

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Want To Buy a Home But Loan Keeps Getting Turned Down?

Oct 28, 2015 (0) comment , , , ,

Do you have loan approval issues due to poor credit? Are you self employed with difficult to prove income? Or are you just tired of calling and searching for someone who is licensed and trustworthy to help get you the loan you need or want? If your answer is “Yes” to any of these questions,…

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