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What Are Homeowners’ Biggest Concerns?

Apr 20, 2017 (0) comment , , , , , ,

Buying a home in California is one of the biggest purchases we will most likely make in our lifetime. There was a good article recently from Pacific Union about homebuying (see link below). This experience is a major investment in time, money, and emotions.  The process can definitely be intimidating for first time home buyers,…

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Get Ready For Spring!

Apr 06, 2017 (0) comment , , , , , , ,

The National Association of Realtors (NAR) recently reported that the top 10 dates Sellers listed their homes in 2016 were mostly all in April, May or June.  If you are considering taking advantage of this “real estate season”, it is time to examine your best mortgage options.   If you should find yourself in a…

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Property Refinance in Santa Clara, California

Mar 14, 2017 (0) comment , , , ,

Property Refinance in Santa Clara, California I work with many loan Brokers and Realtors.  One of my Brokers called with a transaction he needed to get done for a borrower on a rental property refinance. The clients needed a $770,000 first mortgage at 10% interest only for 2 years – and it was needed quickly…

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Useful Investment and Real Estate Apps & Websites

Feb 08, 2017 (0) comment , , , ,

The internet has spawned several helpful apps for anyone involved in the real estate world.  I found some to be especially helpful, both in locating and in evaluating possible investment properties.  Below are some of the more notable ones: Bigger Pockets This app contains searchable forums where most every question that you can think of…

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Why Invest in Real Estate?

Feb 07, 2017 (0) comment , , , , , , ,

The fallout from the recession left some investors less likely to look to the real estate sector as an option for wealth growth.  However, we have witnessed a radical change in the economy and as a result, real estate has once again regained its rightful place as a solid investment in today’s financial world. Unlike…

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Jump Start Your Real Estate Project With Hard Money Loan

Feb 02, 2017 (0) comment , , , , ,

If you need funds to purchase a property to rehab, buy more investment properties, or buy your own home, hard money lending may be the solution for you. Hard money lenders primarily look at assets instead of credit scores.  In most cases, if you have at least 35% to put as a down payment or…

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What is a Hard Money Loan?

Nov 29, 2016 (0) comment , , , , ,

Hard Money loan qualifications are more forgiving than conventional or bank financing and the two basic qualifications are: #1. Decent existing real estate equity or at least a 25% down payment if a purchase and #2. An ability to repay the loan. You could get up to 70-75% of the value of the property. If…

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Get Ahead With The Housing Boom In The Bay Area

Nov 22, 2016 (0) comment , , , ,

According to the LMI score (Leading Market Index) economic and housing activity is currently at 98% of its normal level. But for those consumers left behind because of stringent conventional lending regulations, there are Hard Money loans that can allow them to take advantage the real estate boom. Whether you have an opportunity to enter…

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Need To Know Basis – The Shrewd Realtor

Aug 30, 2016 (0) comment , , , , , , ,

As a real estate agent you need to know the products out there for the buyer.  I mean loan products.  Everyone and anyone could buy a home during the heyday!  Now there are really only a few loan programs: The government regulated (Fannie Mae/Freddie Mac, FHA, VA) The In-House loans (credit unions and local banks)…

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Top 5 Reasons To Refinance Using Hard Money

Aug 15, 2016 (0) comment , , , , , , ,

If you have good equity in your home, you can potentially refinance.  Below are the top 5 reasons one would refinance using hard money, also known as alternative financing: Remodel your property Buy an investment property Consolidate debt Get ready for the Holidays Finance kids education   Refinancing one’s home doesn’t only reduce stress it…

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