California's Hard Money Lender Since 1988

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Why Invest in Real Estate?

Feb 07, 2017 (0) comment , , , , , , ,

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The fallout from the recession left some investors less likely to look to the real estate sector as an option for wealth growth.  However, we have witnessed a radical change in the economy and as a result, real estate has once again regained its rightful place as a solid investment in today’s financial world. Unlike…

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The Latest Trend for Pension Funds: Private Equity Investment

Nov 08, 2016 (0) comment , , , , ,

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Recently it has become increasingly clear that private equity is an attractive option for pension funds. Because the ultimate question in any investment decision, big or small, is the return on money, Investors are turning to private equity funds to bolster their portfolios. After the lean years that followed the 2008-2009 financial crises, the performance…

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Hate Turning a Borrower Down?

Oct 20, 2016 (0) comment , , , , ,

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We get loans brokered or referred to us by mortgage professionals who had to tell the borrower “no” for whatever reason. Most that call us need quick action and approval – because they are running out of time. You actually do want to help – and have had underwriting fail you. Sun Pacific Mortgage is…

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Fractionalized Loan Investing

Aug 11, 2016 (0) comment , , ,

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Funding Large Loans… I wanted to report nothing but good news here at Sun Pacific Mortgage. Last month was another record production month. We are funding an ever increasing number of loans and larger and larger loans. To get some of the larger loans done we have had to “fractionalize” the loan. This is the…

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Owner Occupied Principal Residence – Part 2 of 2

Jun 28, 2016 (0) comment , , , , ,

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This is Part 2 of Owner Occupied Loans. In this writing I will feature several of the legal aspects of this all-important Program. If you missed reading Part 1, click here! The purpose of this article is to encourage investors to continue to make these loans, in spite of the rumors that exist surrounding them.…

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Local & Creative Financing For Real Estate

Jun 13, 2016 (0) comment , , , ,

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“I am truly in awe of you your company! Yet again another seemingly seamless (I know you are working hard to make it seamless) process thanks to the systems that you have in place! Always a pleasure!” “I commend you on another transaction and I will continue to refer you guys as I have on…

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California Housing Market Headed in Right Direction

Jun 09, 2016 (0) comment , , , ,

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In April, California Association of Realtors released their 1st quarter California Housing Market Update citing a number of interesting updates. C.A.R. President Pat “Ziggy” Zicarelli was quoted as saying: “California’s housing market is moving in the right direction as we enter the spring home-buying season, but sales growth will likely be isolated in areas where…

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Owner Occupied Principal Residence – Part 1 of 2

Jun 08, 2016 (0) comment , , , , ,

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 This will be the first in a series of articles that will explore the varied types of loans we offer Investors. Let me start off by saying that I will always do loans to homeowners that are owner occupants. It is an important segment of lending and a heck of a niche for my office.…

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Can Fixing & Flipping Be More Beneficial Or Harmful For You?

May 27, 2016 (0) comment , , , ,

We all want to make money… it pays our bills, allows us to buy things we want and helps us more comfortably survive. So of course, when someone sees how “easy” it is to buy and flip a home for profit on TV, they want to try a slice of that cake to say they…

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Hard Money Investing Is Ripe In California – Especially With Us!

Mar 21, 2016 (0) comment

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What a great time to be a Private Investor in real estate. Hard money loan borrowers have only been increasing since 2012, as it is the only game in town after their favorite Bank or Conventional Lender tell the Borrower “no”. Property values are just continuing to rise. Becoming a Private Investor can earn you…

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