California's Hard Money Lender Since 1988

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Where Is The Real Estate Market Headed?

Nov 14, 2018 (0) comment , , , , , , , , , ,

Where Is The Real Estate Market Headed

What’s one to believe about the real estate market today?  There are so many conflicting headlines that even the savviest investor is confused.  Let’s look at some hard statistics which may enable us to come to our own rational conclusions: We know home prices have appreciated year-over-year for the past 76 straight months.  Does this…

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Investment Property/Non-Owner-Occupied Loans

Oct 23, 2018 (0) comment , , , , , ,

Investment Property Non Owner Occupied Loans

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be…

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Why Invest in Non-Owner-Occupied Home Loans

Oct 16, 2018 (0) comment , , , , , ,

Why Invest in Non Owner Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the problems? Sound too good to be true?  …

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Make More Money With Your Investments

Sep 04, 2018 (0) comment , , , , , , , ,

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Any time your money makes money with little time investment on your part, it’s a good deal.  That is the bottom line when we speak about investing in Hard money trust deeds. Here at Sun Pacific Mortgage, we find the opportunities, vet the borrower, and confirm the legitimacy of property ownership.   In today’s unsettled…

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Investors, When Can We Expect the Next Recession?

Aug 28, 2018 (0) comment , , , , , , ,

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Economist and analysts have studied the trends in our economic growth over the past decade and beyond, and they have concluded that a recession is coming in the next couple of years, 2020 per them. But, as real estate investors, you have no need to panic!  A recession does not mean a housing crisis. A…

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Why Should I Buy Today Instead of Waiting?

Aug 22, 2018 (0) comment , , , , , ,

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Today most industry leaders would agree that waiting for home prices to drop significantly before buying property is very unwise.  The latest reports anticipate at least a 5.2% increase over last year’s 7% increase in property values. Besides anticipating a jump in market pricing, another reason to make your move now is the inevitable interest…

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Real Estate – Best Investment for Past 5 Years!

Aug 15, 2018 (0) comment , , , , , ,

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Despite the volatility of the real estate market in the past, most Americans, particularly Gen X’s, believe in the long-term advantages of property ownership.  A recent article in Keeping Current Matters stated that 2011 saw gold as the choice for 34% of investors, but today those same investors are turning to real estate as their…

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How To Maximize The Profit From The Sale Of Your Home

Apr 10, 2018 (0) comment , , , , , ,

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Selling your home can prove to be either a smooth or bumpy process with varying rewards.  Two keys to ensure that your efforts yield the highest price possible are: Price it a little low:  Statistically, it has been proven that property priced below Market Value encourages significantly more interest and higher selling prices than those…

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Arbitraries in Hard Money Lending

Dec 06, 2017 (0) comment , , , , ,

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Arbitraries in Hard Money Lending On January 11, 2018 our office will celebrate having done loans for 30 years.  We have personally done and/or supervised thousands and thousands of loans.  We have almost seen it all.  Not too much surprises us anymore. So, what does the word arbitrary mean?  The dictionary states “based on random…

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Hometown Superheroes Bulletin #2

Oct 17, 2017 (0) comment , , , ,

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LET’S GET BACK TO DOING THE USUAL NOTE:  Please share with us any heroes you have personally observed, been thankful for or have been inspired by.  We will then share it with everyone. Super Hero Alert: ● David Reyes, his son Luis Reyes (property owners and customers of ours from Hayward, CA) just personally bought…

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