California's Hard Money Lender Since 1988

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Things You Might Overlook In Your Home Search

Jul 20, 2017 (0) comment , , , , , ,

You might think you have found your dream home, only to discover after you move in, that you missed some important “must-haves”.  I was reading a Realtor.com article recently and it was covering just this subject.   Some of these critical features, buyers might not consider when house hunting.  They may not be deal breakers…

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Superheroes Fund Not-Normal Loans

Jul 11, 2017 (0) comment , , , , , , ,

  Our “not-normal loans” have just 2 main qualifications: Decent existing equity or at least 25% down payment. An ability to repay the loan (source of income). Known as Hard Money, these loans might enable you to bring that superhero offer to a Seller or to be the superhero Agent for your client. Financing available for…

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Accomplish Your “Catch of the Day” With Hard Money

Jun 21, 2017 (0) comment , , , , , , , , ,

Investment Purchase Loan Daly City, California I had a Realtor and his Buyer call me, wanting a fast loan.  The Buyer didn’t want to miss out on a good property buy in San Mateo County.  He was able to do a 35% down payment but needed a $460K loan to complete the purchase. With our…

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Broker and Buyer Loan Rescued

Jun 07, 2017 (0) comment , , , , , , ,

Corona, California Purchase Recently a Broker from Riverside County contacted me to help rescue a frantic client, who was trying to buy a rental property.  This particular Home Buyer was having difficulty getting approval elsewhere despite making excellent monthly income and having good credit (over 700 FICO). The problem was he was self-employed with difficult…

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Hard Money – No Fake News Here

Jun 06, 2017 (0) comment , , , , , ,

Instead of taking full advantage of the recent fake news fad and sensational headlines,  letting you know of our amazing skills as water-skiers, we’ll get right down to the truth: We are highly experienced Hard Money Lenders available to help you, a client or someone you know obtain a real estate loan, especially when turned…

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Is 2017 The Year Of Real Estate Investing?

May 30, 2017 (0) comment , , , , , ,

Recently a chief economist for Fannie Mae, Douglas Duncan, told a group of financial professionals he sees no recession in sight.  His group forecasts the economy will grow by a conservative 2% this year.  But, he added, “Frankly, from a housing perspective, I think there will be a strong growth.” Mr. Douglas is particularly optimistic…

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We Can Get You Loan Approval

May 09, 2017 (0) comment , , , , , , ,

We have all noted and experienced the tightness of the real estate market over the past several months.  But just as a tightly wound spring can leap forward at any moment, the real estate market is preparing to take such a leap.  Everyone should be ready for the opportunities that lie ahead. And Hard Money…

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Temporary Purchase Loan in San Francisco

Apr 27, 2017 (0) comment , , , , , ,

These particular home buyers were referred to me after being turned down by their local bank.  They were just about to sign the closing papers at Escrow for their new home,  but final loan approval fell through.  They needed a fast bridge loan so they wouldn’t miss out on the new house they wanted! They…

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Alternative Financing Programs

Apr 25, 2017 (0) comment , , , , , , , ,

Hard Money Loans in General: Only 2 qualifications for the following loan programs: 1. Decent existing equity or at least 20% down payment; 2. An ability to repay the loan (source of income); Normal turn-around time – 1-1/2 to 2 weeks. Loans from $150,000.00 to $1.5 million. Bridge or Temporary – Owner Occupied and Investment…

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5 Day RUSH Loan Funding for Condo in Sacramento

Apr 21, 2017 (0) comment , , , , , , ,

Last month a Conventional Lender called us on behalf of one of their borrowers who had just been turned down for a conventional loan, 3 weeks into their 4 week purchase agreement for a condo in Sacramento.  To say the least, the home buyer was distressed and a bit hopeless. The purchase price was $285,000…

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