California's Hard Money Lender Since 1988

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How Strict Has Mortgage Lending Become?

Feb 23, 2017 (0) comment , , , , ,

There is a general belief today that lending requirements have become so restrictive that many lower-credit borrowers are dropping out of the mortgage market. The Home Mortgage Disclosure Act data discloses that 33% of all applicants in 2015 were in the lower-credit category compared to 62% in 2006 and 50% in 2000 – when the…

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Bridging The Gap For Sellers To Become Happy Home Buyers

Feb 15, 2017 (0) comment , , , , ,

Lack of inventory has real estate a bit muddled at the moment.  However, with bridge loans and short term loans, real estate activity can be increased and benefit those Home Owners who do want to sell. ● This type of financing removes the stress of having to get into contract on a new home before…

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Super-Fast Loan Done For Broker

Jan 30, 2017 (0) comment , , , , ,

Property Refinance in Santa Clara, California I work with many loan Brokers and Realtors.  One of my Broker buddies called with a transaction he needed to get done for a borrower on a rental property refinance. The clients needed a $770,000 first mortgage at 10% interest only for 2 years – and it was needed…

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Hard Money Myths BUSTED

Jan 23, 2017 (0) comment , , , , ,

Myth 1:   Hard Money loans are often predatory and come from dishonest lenders. Nothing could be further from the truth.   We have been doing hard money loans in California since 1988.  We have done thousands of loans and rescued hundreds of real estate agents and Brokers who had Buyers with difficulty getting a loan…

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Northern California’s Bay Area 2016 Year End Review

Jan 18, 2017 (0) comment , , , , ,

These statistics and information suggest that it is the right time to invest in real estate, before the inevitable increases that historically occur in the Spring. Pacific Union’s Economist, Selma Hepp, recently published the following data regarding the real estate market in the Bay Area: The December home sales decline in the Bay Area was…

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Top 3 Reasons To Use Sun Pacific This New Year

Jan 12, 2017 (0) comment , , , , ,

#1. The Guys in White Hats are Straight Shooters. We are no nonsense when it comes to getting a loan done fast. #2. We have the horse power to get your loan approved when no one else can. #3. You are in good hands, we are winners when it comes to loan approvals. Call Ken &…

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Here To Help Make Your 2017 Great!

Jan 04, 2017 (0) comment , , , , , ,

We want to help make your 2017 even better by providing you with great alternative financing for your real estate needs. See our latest loans completed – below. Our loan approval is based on just two things: Good down payment or equity in the property. Ability to repay. We have loaned up to 75% of…

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California Bay Area’s Home Sales Substantial Gains

Dec 28, 2016 (0) comment , , , , ,

It is time to get onto the band wagon to buy an investment property or to buy your home and stop throwing away money on rent. Real Estate prices are increasing, why wait for them to go higher? According to a recent blog post by Pacific Union, California and the Bay Area See Substantial Home…

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Making Loan Wishes Come True This Holiday!

Dec 19, 2016 (0) comment , , , , ,

Hard Money Loan of the Month By Forest Tardibuono, Hard Money Broker Temporary Purchase Loan in San Rafael – Wish Granted These particular home buyers were referred to me after being turned down by their local bank.  They were just about to sign the closing papers at Escrow for their new home but final loan…

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Making Loan Wishes Come True for the Holidays!

Dec 16, 2016 (0) comment , , , , ,

Hard Money Loan of the Month By Ken Walker, Lead Loan Originator Property Refinance in Berkeley, California I received a call from a borrower whose parents had recently passed away, he had their reverse mortgage and was given just a few months to pay this off or lose the house.  Needless to say, this was…

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