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Hot Bridge Loan Financing – Available Now!

Alt A Private Money Program 2 With Our Fast &Amp; Flexible Bridge Financing Program, Real Estate Activity Can Be Increased And Benefit Many Homebuyers!  See Below For A Few Of The Hot Benefits:HOT SUMMER BRIDGE LOANS!

With our fast & flexible Bridge financing program, real estate activity can be increased and benefit many homebuyers!  See below for a few of the hot benefits:

  • Remove the stress of having to get into contract on a new home before one sells your current house.
  • Purchase offers can be extra strong as private money is the next best thing to an all-cash offer.
  • Buyers can close fast as we can fund fast (7 days or less to close)!

Call us at 707-523-2099 or visit our website at www.sunpacificmortgage.com back with any questions or scenarios – we’ll quickly get back to you with what we can do to help.

Wave Breaking Speed – Big Loan of the Week

Image5 We’ve Got Those Fast Private Money Programs That Can Get Your Home Purchase Or Refiance Funded Just In Time For Summer!  See Below For Our Loan Of The Week:

We’ve got those FAST Private Money Programs that can get your home purchase or refiance funded just in time for Summer!  See below for our Loan of the Week:

Loan of the Week

Broker reached out about a Homebuyer who needed a fast $799,000 loan to complete a purchase with close of Escrow in just 2 weeks.  Buyer had credit over 750, made great monthly income, had a good down payment but wanted to buy in an LLC so was being turned down by Underwriting.

We had no issue with this and we’re able to “make waves” with our unique private money program, getting this loan financed in just 8 days!

Visit our website or just call 707-523-2099 and we’ll let you know how we can work together to get the fast financing you need.

We Can Help –  Despite Being Turned Down Elsewhere!

Trsued For Over 3 Decades, Hand Shaking

If you or someone you know is trying to refinance or buy a house and needs this done fast or is having difficulty elsewhere, we can help.

At our family owned and operated company, we have helped well over 10,000 Borrowers/Buyers with our FAST Private Money Programs – just like we did below:

Loan of the Week

A Buyer and her Broker from Santa Clara County reached out to us, desperate to save a home purchase. The Buyer was in Escrow but had just been turned down by Underwriting, due to some last-minute credit issue.  A loan of 1 million was needed immediately and with the Borrower’s big down payment and lower LTV, we quickly got this loan approved and funded in just 11 days!

If you find yourself in need of fast financing or just having difficulty elsewhere getting a mortgage, give us a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com.  With 35 years in business, we’ll quickly let you know what we can do to help!

 

Has It Really Been Over 3 Decades?

Bridge Private Money Program 1 Copy Trusted Lender For 35 YearsTrusted Lender For 35 years

Is your mortgage loan being turned down by other Lenders? Or just in need of a fast, short term home loan?

This is where we can help you or someone you know, with our fast, flexible alternative finance programs – also known as Private Money – just like we did below:

Recently Funded

Program: Primary Residence Refinance
Loan Size: 990k
Location: Contra Costa County
Why Came To Us: Borrower had poor credit and wanted to consolidate debt on high rate credit cards.

Program: Investment Property Refinance
Loan Size: 705k
Location:  Monterey County
Why Came To Us: Property condition poor and wanted the cash out to do a major rehab on this investment property.

Program: Owner-Occupied Bridge Purchase
Loan Size: 686k
Location: Sonoma County
Why Came To Us: Wanted to buy a new home prior to selling current house and debt to income ratios were inhibiting conventional lenders from helping.

Being in business for 35 years has allowed us to pretty much see it all! Call us at 707-523-2099 or visit our website at www.sunpacificmortgage.com with any questions or scenarios and we’ll get back to you quickly with what we can do to help.

Turned Down Elsewhere? We Can Help Get Fast Loan Approval!

Image5 Current Market Conditions And Stricter Qualifications Causing Loans To Be Turned Down By Other Underwriters Or Lenders?  Get Fast Approvals And Fast Fundings With Us Despite Being Turned Down Elsewhere!

Current market conditions and stricter qualifications causing loans to be turned down by other Underwriters or Lenders?  Get fast approvals and fast fundings with us despite being turned down elsewhere!

Call us today at 707-523-2099 or visit our website at www.sunpacificmortgage.com with questions or scenarios and we’ll let you know how we can help – just like we were able to do in the below examples:

 

Recently Turned Down Loans From Others – Approved & Funded By Us

Location:  Santa Cruz County
Finance Program:  Bridge Purchase
Loan Size:  865k
Days to Close:  9
Why Needed Us:  Came to us after being turned away by conventional lender on the 19th day of a 30 day Escrow, because had bought a business vehicle which affected their debt to income ratios just enough to get them unqualified.

Location:  Sacramento County
Finance Program:  Investment Property Refinance
Loan Size:  762k
Days to Close: 14
Why Needed Us:  Needed cash to make necessary repairs before listing property for sale to get a higher return.

Location: Los Angeles, Los Angeles County
Finance Program:  Primary Residence Business Purpose Refinance
Loan Size:  677k
Days to Close:  16
Why Needed Us:  Needed capital to handle high credit business debts and  repair credit.

We Offer FAST Financing; We Finance Owner Occupied & Investment Properties. We Can Finance Despite Credit Issues, Property Condition & Difficult To Prove Income;

Why Not Just Go Quick and Direct Lending?!

Untitled Our Direct Private Money Loans Can Get That Refinance Or Purchase Loan Done When A Traditional Lender Unfortunately Cannot. And, We Can Quickly Fund!

Our Direct Private Money loans can get that refinance or purchase loan done when a traditional Lender unfortunately cannot. And, we can QUICKLY FUND!

Recently Funded

Program: Investment Property Refinance
Loan Size: 810k
Location: San Diego County
Why Came To Us: Self-employed with difficult to prove income.

Program: Investment Property Purchase
Loan Size: 752k
Location: Contra Costa County
Why Came To Us: Turned down at last minute by traditional lender and needed a fast loan to close within 9 days, so wouldn’t lose out on a large down payment.

Program: Primary Residence Business Purpose Refinance
Loan Size: 695k
Location: Los Angeles County
Why Came To Us: Owned property free and clear and needed fast capital to invest in rapidly expanding business.

Call us at 707-523-2099 today or visit our website at www.sunpacificmortgage.com with any questions or scenarios you have. We’ll get back to you quickly with how we can help you or someone you know.

Alternative Financing Options for: Business Purpose & Consumer Purpose Real Estate Loans

Alternative Financing Options For: Business Purpose &Amp; Consumer Purpose Real Estate Loans

Let’s say your credit history is less than stellar, or your score is low. Or maybe you want to purchase a home in poor condition and flip it. Or let’s say that you need to close escrow in a week. Whatever the reason, you are having a tough time getting a traditional loan to buy a house. In these instances, you might consider a private mortgage from Sun Pacific Mortgage, a family-owned and operated business that has provided beneficial Private Money loans to thousands in California since 1988.

Among our many alternative mortgage programs available are:

  • Owner-occupied refinances/cash-out for a business purpose, whether to pay off business debts or to expand your business.
  • Non-owner-occupied refinances/cash out for a business purpose, whether to pay off business debts or get needed capital for business expansion.
  • Non-owner-occupied loan for consumer purposes, such as consolidating personal debts or high-interest credit cards, making needed home improvements, sending a kid to college, etc.
  • Owner-occupied loan for consumer purpose. This loan is an interest only loan for 15 years with the first 3 years interest only – at a fixed rate – and the remaining 12 years fully amortized and again, at a fixed rate. (Property taxes and insurance are mandated by law to be impounded on this type of loan.)

If any of these home loans are what you need to improve your credit score, get business capital or expand your investment portfolio, give us a call at 707-523-2099 or find us at www.sunpacmortgage.com.

Saddle Up and Get Ready for Private Money!

Quick Financing by the Fastest Funders in the West!  Saddle up and take advantage of the SPEED that Sun Pacific has to offer:

  • Fastest Close to date: 48 hours!
  • Turned Down Elsewhere – We Can Help!
  • Trusted by over 10,000 Borrowers
  • We work with Lenders, Brokers, Agents & Borrowers

Quick Financing Direct Programs If Your Borrower Needs A Fast Loan For A Purchase Or Refinance, Or Is Turned Down By Your Underwriting, Private Money Could Be Of Help!  Give Us A Call At 707-523-2099 Or Visit Our Website Www.sunpacificmortgage.com With Your Borrower’s Scenario And We’ll Get Back To You Quick.

Loan of the Week

Program: Investment Property Refinance
Loan Size: 950k
Location: Sacramento County
Reason Came To Us: A conventional Mortgage Broker brought us a Borrower who was looking for fast financing to complete a remodel on an investment property, that tenants were waiting to move back into.  Because of his difficult-to-prove income, and the property condition, this borrower was having difficulty getting financing from elsewhere. Of course, these issues were not a problem for us as the Borrower had good credit and considerable equity in his property.  We quickly gathered the necessary items and had his loan approved and funded within 10 days!

If your Borrower needs a fast loan for a purchase or refinance, or is turned down by your Underwriting, Private Money could be of help!  Give us a call at 707-523-2099 or visit our website www.sunpacificmortgage.com with your Borrower’s scenario and we’ll get back to you quick.

Full Buck. No Bull. That’s the Private Money Way!

Wild Ride Getting Financing Turned Down At The Last Minute By Your Local Lender Or Is Your Loan Taking Too Long To Get Financed? End The Wild Ride For You Or Someone You Know With One Of Our Direct Private Money Loan Programs - Just Like We Did For The Borrowers Below:Turned down at the last minute by your local Lender or is your loan taking too long to get financed? End the wild ride for you or someone you know with one of our Direct Private Money loan Programs – just like we did for the Borrowers below:

Recently Funded

Program: Bridge loan
Loan Size: 690k
Location:  Marin County
Why Came To Us: Borrower didn’t want to sell his home prior to buying a new one for his family. This helped remove the contingency of the need to sell his home prior to buying another.

Program: Investment Property Refinance
Loan Size: 725k
Location:  Sacramento County
Why Came To Us: Property had an NOD on it which needed to be paid off and borrower wanted to do debt consolidation so could improve credit.

Program: Investment Purchase
Loan Size: 527k
Location:  San Mateo County
Why Came To Us: Borrower was an LLC and as such, wasn’t getting approved for financing elsewhere but we were able to help.

 

We look forward to helping you or someone you know with our alternative financing, also known as Private Money. Call Sun Pacific Mortgage at 707-523-2099 or visit our website at www.sunpacificmortgage.com.  Our loans are fast, flexible and get the job done. Full Buck, No Bull –  with a team of 800+ Private Investors, we never run out of money!

Private Money – The Bridge To Your Future Home!

Bridge Promo May 4 Here At Sun Pacific Mortgage, We Offer Our Bridge Loan Program To Help Those Individuals In Need Of Fast Financing, To Purchase Another Home Before Selling Their Current House Or Having Difficulty Elsewhere Getting A Mortgage.
After 35 years of experience, we are specialists at helping bridge the distance for individuals who want to buy a new home before selling their current house, or in need of FAST financing for a stronger cash-like offer. Let us help you or someone you know with our popular Private Money Bridge loan program like we did below:

Loan of the Week

Program: Bridge Purchase
Loan Size: 1.2 million
Location: San Luis Obispo County
Reason Came To Us: A Borrower was lucky enough to connect up to us, to rescue their purchase that they were already in Escrow on.  Their current purchase financing fell through at the last minute with their conventional lender, due to higher debt-to-income ratios. With the help of our Private Money programs, we were able to use the equity in his current house to help get the final money needed to buy the new home.  We were able to rapidly get him approved and loan fully completed in just 13 days!

Here at Sun Pacific Mortgage, we offer our Bridge loan program to help those individuals in need of FAST financing, to purchase another home before selling their current house or having difficulty elsewhere getting a mortgage.

Give us a call at 707-523-2099 or visit our website at www.sunpacificmortgage.com. We will quickly let you know what we can do to help you or someone you know bridge the distance to their future home!

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