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Direct Financing For Your Buyers

Ft And Kw Feb 2

  • FAST Closing
  • Stated Income (Business Purpose Loans)
  • Primary Residence Financing
  • Never ran out of money after 33 years in business!

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Call today 707-523-2099 with your scenario.

The Guys in the White Hats; Continuing the legacy of 33+ years of Private Money lending!

 

Fast Private Money Loans

3 Generations Strong With Braden1

Recently funded by us:

  • Primary Residence Purchase
  • 437,000 loan amount
  • 61% LTV
  • Morgan Hill, CA
  • 2 Week Close!

At Sun Pacific Mortgage we continue the 33 year legacy of providing Private Money financing!

Routinely contacted by Home Buyers and Home Owners, who need FAST financing or are unable to get a home loan elsewhere.  Sometimes it is because of your FICO score or difficult to prove income, etc. Other times it is simply because you want a stronger purchase offer with shorter 10-day close.

Give us a call at 707-523-2099 with any questions or scenarios and we’ll quickly get back to you with how we can help!

Want More Loan Options?

Want More Loan Options

Continuing the legacy of 33 years; We offer FAST private money financing for your real estate needs:

  • FAST Loans
  • More forgiving qualifications
  • We Can Help Despite Being Turned Down Elsewhere!

Loan of the Week

A Broker from Santa Clara called us, requesting fast help with a Borrower she had.  This particular Homeowner was looking for a fast refinance and cash-out of their primary residence, so they could purchase an investment property for 560K.

They were in Escrow and his loan had just fallen through, due to some trouble with proof of income.  He was about to lose out on a great investment purchase, so his Broker made the smart move and brought him to us for fast financing.

With an LTV of just 48%, in 9 days we had his refinance approved, through Escrow and his new investment property keys in hand!

Get trusted and friendly service from our family owned & operated company, in business over 33 years.

Call today 707-523-2099 with your scenario.

Get Your Loan Funded This Month!

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Continuing the legacy of over 3 decades:

  • We offer FAST Loans.
  • Credit Problems Okay.
  • Primary Residence & Investment Properties Financed. 
  • We have the Investors with the money.

Recently Financed by Us:

1C07Ba6403A4E377C73E56Ded8D3Ae96 Continuing The Legacy Of Over 3 Decades:

Call today 707-523-2099 with your scenario!

We Can Help – Like We Did These Borrowers!

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  • FAST Loans!
  • 34th Year In Business
  • Turned Down Elsewhere – We Can Help!
  • Trusted By Over 10,000 Borrowers

We continue to carry on the legacy of our late Broker and Co-Owner Broker, after 3+ decades of Private Money Lending.  Still here to help!

Funded By Us

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Call Us now at 707-523-2099 with any questions or scenarios.  We will quickly let you know how we can help your Borrowers.

 

Need A Better Lending Option?

Loan Approval

Carrying on the legacy of 33+ years of private money lending:

  • Credit Problems Okay!
  • FAST Financing!
  • Jumbo Loans Provided!
  • Trusted By Over 10,000 Borrowers!

Loan of the Week

A Home Buyer was referred to us by his Realtor and conventional Lender in San Mateo County.  There was a credit problem that required a few more months of handling before this particular Buyer could qualify for a conventional loan.

So, they came to us for a short-term jumbo loan of 802,000.  Despite the size of loan, with a lower loan to value of 61%, we were able to quickly get the loan approved, funded and money to Escrow within just 7 days!

Call Us Today at 707-523-2099 or reply back here.  You’ll quickly hear back with a proposal as to what we can do for you.

 

 

 

Need Fast Loan Rescuing?

3 Deccades Of Lending New

Carrying on the 3 decade legacy of our family owned and operated Private Money Lending Company.

  • Get FAST Loans
  • Family Owned and Operated
  • Credit Problems OK
  • Jumbo Loans Provided

Recently Funded:

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Call Us now at 707-523-2099 or email back any questions or scenarios.  We will quickly let you know how we can help!

Best, Broker – The Guys in the White Hats

The Legacy Continues – Helping Home Buyers

Carrying On The Legacy

Carrying on the legacy of 33+ years of private money lending:

  • Credit Problems Okay!
  • FAST Financing!
  • Jumbo Loans Provided!
  • Trusted By Over 10,000 Borrowers!

Loan of the Week

A Home Buyer was referred to us by his Realtor and conventional Lender in San Mateo County.  There was a credit problem that required a few more months of handling before this particular Buyer could qualify for a conventional loan.

So, they came to us for a short-term jumbo loan of 802,000.  Despite the size of loan, with a lower loan to value of 61%, we were able to quickly get the loan approved, funded and money to Escrow within just 7 days!

Call Us Today at 707-523-2099 or reply back here.  You’ll quickly hear back with a proposal as to what we can do for you!

Why Borrow Private Money for Real Estate?

Stay Calm Amid The Storm

Borrowers have several options when looking for a mortgage.  But, if you have specific issues that make qualifying for a “normal” mortgage, there is one very suitable solution: private money or “hard money”.

Private lending exists for several reasons, among them consider the following:

  • Speed of Closing:  Conventional mortgages usually take between 45-90 days to fund because of the necessary paperwork and property examinations required.  Private money lenders can complete a transaction in 7-10 days because the property itself is the main criteria used to determine loan eligibility.
  • Easy Application Process:  Personal financial data has less effect on obtaining a private mortgage loan since it is mainly the property, or collateral, that is the basis for decisions in private lending.
  • Other Money Resources Are Not Available:  A borrower may not qualify for an institutional mortgage because of low credit scores, too much debt or the property itself is labeled “distressed”. With private money this isn’t the case.

Non-bank lenders are much like the original mortgage bankers – many are locally owned and family-run businesses, like Sun Pacific Mortgage in California.  Smaller lenders such as ours face fewer federal regulations and can still welcome borrowers with credit issues.  This type of originator is transforming the mortgage loan process and powering a more competitive market – which is much needed in today’s popular real estate market in top counties of California such as Sonoma, Napa, Marin, Santa Clara, San Mateo, etc.

If a fast alternative loan is what you are looking for, give Sun Pacific Mortgage a call at 707-523-2099 and discuss your situation with our experienced family staff.  We have helped thousands of borrowers over the past 33 years, and we are here for you today.

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