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All Roads Lead to Rome

Sep 21, 2011 (0) comment , , , , , , , , , ,

All Roads Lead to Rome This ancient adage simply means that the facts of a matter point to one conclusion. Since I write articles about lending and real estate, I’ll give you the facts and let’s see if “all roads lead to Rome”, that is we conclude the same thing. Interest rates on 30 year…

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Guy In The White Hat Comes To Homebuyers’ Rescue!

Sep 09, 2011 (0) comment

  Ever since we opened our doors in Sonoma County in 1988, we’ve given extra care to round up people who have been “Turned Down Elsewhere?” – because of credit, income, the property or a combinations of these. We are the local Hard Money Lender who can help rescue your deal…and get your Buyer into…

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Lender’s Viewpoint: Consumer Confidence

Aug 29, 2011 (0) comment

Consumer Confidence: Courage and Happiness By Forest Tardibuono   Who would have thunk that as a real estate and mortgage Broker, I would ever need to and actually have to write about courage, happiness and the like. Lack of consumer confidence is all over the various media. It has been stated by numerous sources that…

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Statistics, Statistics, Statistics

Aug 17, 2011 (0) comment

LENDER’S VIEWPOINT By Forest Tardibuono [youtube=http://www.youtube.com/watch?v=9J6B48F52PI]   I debated in high school and then went to Arizona State University on a tuition scholarship for debate. Not too long into my college debate team tenure, I discovered concurrently, the girls dormitory housing 1,500 suntanned beauties, 7 oz. beers 6 for a buck, and the pool life around…

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This Loan Will Get You A Buyer

Jul 27, 2011 (0) comment

LENDER’S VIEWPOINTBy Forest Tardibuono, Guy In The White Hat [youtube=http://www.youtube.com/watch?v=RVJBw12e1FY&w=652&h=366&hd=1]   “Hard Money” Loans There was a really good article in the Wall Street Journal last week about Hard Money loans.  It was informational to borrowers and investors alike.  It spoke of the fact that Hard Money loans will account for 1% of the 5.5…

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U.S. Housing Market at a Historic Turning Point

Jul 15, 2011 (0) comment

LENDER’S VIEWPOINT By Broker, Forest Tardibuono [youtube=http://www.youtube.com/watch?v=dZS95YrsMFE&w=588&h=330&hd=1]   Nearly two-thirds of economists and real estate experts recently polled say the U.S. housing market is at a historic turning point. This is according to MacroMarkets LLC’s June Home Price Expectations Survey published in June 2011. In this same article was published a chart that showed a…

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The importance of Pre-Approval

Jun 06, 2011 (0) comment

[youtube=http://www.youtube.com/watch?v=ZboBzjcSVbc&w=448&h=252&hd=1] Getting pre-approved for a loan – be it for a mortgage or other – is key and sometimes, unfortunately, skipped or event skimped! This has caused unnecessary hardships and losses in the log-run so I stress to get pre-approved before you buy a home.  It CAN be a PLEASURABLE experience and worthwhile if done…

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How “The Guy In The White Hat” Came To Be

Jun 03, 2011 (0) comment

Hi. My name is Forest Tardibuono and I am the proud Co-owner and Broker of Sun Pacific Mortgage & Real Estate since 1988 – established in Sonoma County, CA! Thought I’d tell you a bit about myself as my kids have nagged at me to let people know my interesting life history up to now…they…

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Investors Are Buying An Ever Increasing Number Of Homes

May 27, 2011 (0) comment , , , , , , , , , , , , , , , , , , ,

LENDER’S VIEWPOINT By Forest Tardibuono, Guy In The White Hat Investors Are Buying An Ever Increasing Number Of Homes [youtube=http://www.youtube.com/watch?v=WGFisHIVFJE&w=448&h=252&hd=1]   See why it IS the time to buy a home! I feel like it is my calling to promote home ownership in America. You might think I have an inherent conflict of interest as…

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BUY LAND. THEY AIN’T MAKING ANY MORE OF IT

May 11, 2011 (0) comment

LENDER’S VIEWPOINT BUY LAND. THEY AIN’T MAKING ANY MORE OF IT   [youtube=http://www.youtube.com/watch?v=_iT-5sEFEbY&w=448&h=252&hd=1]   Will Rogers, world famous humorist in the twenties and thirties, said, “Buy land, they ain’t making any more of the stuff.” Land back then was “dirt” cheap, especially during the Great Depression. History repeats itself and now you have the opportunity…

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