California's Hard Money Lender Since 1988

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Selling Your Home in Today’s Market

Dec 10, 2018 (0) comment , , , , ,

selling home in todays market

It is never a fun adventure to sell your home, especially while you’re still living in it.  And in today’s market, where multiple offers are not the norm they once were, it is even more important to observe some basic rules. Keep your home pristine!  Not just “picked up”, but sparkly clean.  It should look…

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Make Your Holiday Happier With Hard Money

Dec 06, 2018 (0) comment , , , , , ,

Make Your Holiday Happier With Hard Money

The Holiday season is fast approaching.  Why not make it happier for yourself and a Home Buyer/Borrower, by taking advantage of the many benefits of a Hard Money loan: – We can finance FAST. Many approved & funded in less than a week! – FICO scores not a determining factor.  Get a loan despite poor…

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No Loan Fumbles With Hard Money!

Nov 19, 2018 (0) comment , , , , , ,

No Loan Fumbles With Hard Money!

You will never fumble if you take advantage of our Hard Money programs! There are very few Hard Money companies that do Owner Occupied, both Business and Consumer Purpose loans, but we do. The distinction between these programs is based on Federal and State guidelines. We provide 2 different programs for business purpose and consumer…

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Where Is The Real Estate Market Headed?

Nov 14, 2018 (0) comment , , , , , , , , , ,

Where Is The Real Estate Market Headed

What’s one to believe about the real estate market today?  There are so many conflicting headlines that even the savviest investor is confused.  Let’s look at some hard statistics which may enable us to come to our own rational conclusions: We know home prices have appreciated year-over-year for the past 76 straight months.  Does this…

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Recently Funded Fast – Guardians

Nov 08, 2018 (0) comment , , , , , ,

Guardians of FAST Hard Money!

Guardians of FAST Hard Money! Why are we considered the true guardians of getting Hard Money loans done FAST?  Maybe it’s because we can complete these loans with an 18 day average and have been doing it for 30 years! One of our most popular programs is the Bridge Loan – for purchases and refinances.…

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To Buy or Not To Buy?: That is the Question

Nov 01, 2018 (0) comment , , , , , ,

rentvsbuy

Although not as existential as Hamlet’s query, this is a life changing decision facing many Californians today. Ultimately, the answer depends on several real-life factors: your finances, your long-term plans and the real estate market in your area.  Some of the questions you might want to ask include: What can you afford? How much do…

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Strange & Scary Loans Don’t Frighten Us!

Oct 31, 2018 (0) comment , , , , , ,

Strange Scary Loans Don’t Frighten Us

“I would like to buy a particular house, but it needs fixing.  I haven’t been able to get loan approval despite numerous attempts elsewhere – I think the condition has scared everyone away.  Can you help me with a Hard Money loan?” This was the question posed to us a few weeks ago, by a…

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Investment Property/Non-Owner-Occupied Loans

Oct 23, 2018 (0) comment , , , , , ,

Investment Property Non Owner Occupied Loans

Looking for ways to protect their financial security, many homeowners are investing their money in second homes, or are refinancing existing loans on rental property to upgrade them.   Whether they are looking for another source of income, or they need to improve their existing rental property, they recognize that real estate has proven to be…

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Why Invest in Non-Owner-Occupied Home Loans

Oct 16, 2018 (0) comment , , , , , ,

Why Invest in Non Owner Occupied Home Loans

We have all heard the horror stories related to Non-Owner-Occupied investment properties, and have thought to ourselves, “Is the headache really worth it?”  Some would say the financial gains outweigh the grief. But what if you could have all the financial benefits and virtually none of the problems? Sound too good to be true?  …

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Why Should I Sell My Home This Fall?

Oct 09, 2018 (0) comment , , , ,

autumn home for sale

There are probably a myriad of reasons to sell this Fall, but let’s look at just a few: For starters, Buyer demand is still strong.  While the mad, competitive scene has waned (thankfully!), last month listings averaged only 29 days on the market according to NAR.  Although the housing inventory is still less than 6…

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