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Homebuyers’ Rescue!

Mar 14, 2011 (0) comment

Guy In The White Hat Comes To Homebuyers’ Rescue!      Ever since we opened our doors in Sonoma County in 1988, we’ve given extra care to round up people who have been “Turned Down Elsewhere?” – because of credit, income, the property or a combinations of these.       We are the local Hard Money Lender…

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Investor Quarterly

Feb 28, 2011 (0) comment

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PRIVATE MONEY Is that a good loan?

Feb 11, 2011 (0) comment

             As a Private Money lender for the last 20 years I have been asked many, many times – “Is that a good loan?”   Initially I would do the analysis of the house payment compared to 30 year fixed rates and the costs divided by the number of years they’d have the loan, blah, blah,…

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THE TRUTH ABOUT LENDERS AND LOAN OFFICERS

Jan 24, 2011 (0) comment

The real theme of this article should be all the change- and it has been an avalanche – wrought by the government in recent years to handle something that simple attrition has fixed. The problematic players in the real estate debacle, both the banks and the unscrupulous loan agents have, in the main, fallen out…

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THE GOOD, THE BAD AND THE UGLY The truth about Real Estate & Loan Agents

Jan 21, 2011 (0) comment

 The purpose of this article is twofold: 1. To encourage Buyers to find an agent who will competently represent them in the purchase of a home and 2. To be prepared to dump any agent who demonstrates anything but number 1. I know this article will ruffle some feathers, but who will it ruffle? There…

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IS IT A BUYER’S MARKET OR A SELLER’S MARKET ARE YOU CONFUSED?

Jan 11, 2011 (0) comment

What is a Buyer’s Market?  It’s a market were the buyer is in charge.  There are more homes on the market than there are buyers.  Buyer’s Rule! What is a Seller’s Market?  This is a market where there are more buyers than sellers and the offers are plenty, driving the price of the home up. …

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4 Ways to Buy a Home

Dec 29, 2010 (0) comment , , , , , , ,

 Newly Built Home – There are still newly built homes on the market.  In the Sunday section of the paper these are highlighted with a map.  Sometimes there is special financing available through the builder. Resale Home – These are homes for resale by the owner.  Sometimes the owner still lives in them and sometimes…

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The Wave Is Coming

Dec 27, 2010 (0) comment , , , , ,

We keep hearing reports that the foreclosure wave is coming. It’s on the news and in the paper. Maybe it is, maybe it isn’t. We have not seen much evidence of it in Sonoma County. Here’s what we know so far… Fannie Mae has been holding back flooding the market with foreclosures so prices stabilize.…

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BUY DIRT, THEY AIN’T MAKING ANY MORE

Dec 20, 2010 (0) comment

Will Rogers, world famous humorist in the twenties and thirties, said, “buy land, they ain’t making any more of it.” Land back then was dirt cheap, especially during the Great Depression. History repeats itself and now you have the opportunity to make it work for you. The Median Price has gone from the bottom of…

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Private Mortgage Investing is Ripe

Dec 15, 2010 (0) comment

 Anyone with money can invest and become a Private Mortgage Investor.  It’s easier than you would think.  And with the Sonoma County percentile of houses being sold increasing over this past year, it’s a great time to get started!  Becoming a Private Investor can earn you upwards of 10% in return by investing in mortgages. …

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