California's Hard Money Lender Since 1988

Call Today! (707) 523-2099

Luck Of The Irish – Hard Money

Mar 22, 2018 (0) comment , , , , , ,

Call the Guys in the White Hats – They have the Luck of the Irish Hard Money Loans are the Pot of Gold at the End of the Rainbow The below Home Buyers feel very lucky to have worked with us: “Forest and Ken are stable and reliable lenders who will always go the extra…

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California’s State of the Real Estate Market

Mar 20, 2018 (0) comment , , , ,

The California Association of Realtors (CAR) recently published a report on “The State of the Real Estate Market”.  Some of the more interesting facts included the following: Price per square foot was $257, down 3.3% from December, but up 5.9% YTD Inventory at the lowest level since June 2004 with supply constraints crossing all price…

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Are You Ready For Spring?

Mar 13, 2018 (0) comment , ,

Historically, the top months for Sellers to list their homes has been April, May or June.  Even though we find ourselves in a “Sellers’ Market”, these months remain more appealing simply because they might allow for a closing that coincides with the school year. If you are considering taking advantage of the 2018 “real estate…

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Hard Money – The Short Story

Mar 07, 2018 (0) comment , , , , , ,

What is hard money? A category of real estate loan program, usually short term, fast and used to handle whatever the problem was in the profile of the Borrower or property. The problems could be credit, income, the property itself and/or simply the need for speed. Hard Money is not money from a bank. The funds…

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We Fund BIG Loans!

Mar 01, 2018 (0) comment , , , , , ,

Here at Sun Pacific Mortgage, we offer Hard Money financing for Jumbo size loans and larger.  We have qualifications that are more forgiving than conventional and traditional loan programs. Recently Funded Hard Money Jumbo Loan $770,000 – Redwood City in San Mateo County 68% Loan to value 16 days to close Our type of financing…

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We Fund Them BIG

Feb 22, 2018 (0) comment , , , , , , ,

Only two main qualifications for our Hard Money Loans: 1. Equity or a decent down payment. 2. An ability to repay the loan.   RECENTLY FUNDED BY US NOTE: We can finance up to 75% Loan to Value, case by case basis. Single Family Houses, Condos, Principal Residences $700,000 – Sonoma in Sonoma County, California…

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Make Your Dream A Reality in 2018

Feb 14, 2018 (0) comment , , , ,

Owning your own home doesn’t need to be a fairy tale or a figment of your imagination.  2018 can be the year you make it happen by simply dispelling some commonly held homebuying myths regarding age and first-time home buyers.   According to, 65% of all surveyed homebuyers were first-time buyers and 40% of…

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Big Loan Funded Fast *WE LIKE BIG*

Feb 08, 2018 (0) comment , , , ,

A Realtor called with a property refinance in Santa Clara that he needed help on:  His Home Buyer needed a $770k first mortgage for 2 years – and he needed it real quick as Escrow was supposed to close soon on his purchase of a multi-family property. The phone call came in on January 3rd…

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We Like BIG Loans

Jan 31, 2018 (0) comment , , , , ,

Fast Santa Rosa, Sonoma County Loan of the Month A long-time Lender reached out to us as he had a borrower who needed a fast loan, by month’s end, which was less than 2 weeks away.   We knew we could get this Big Loan funded with our Hard Money. This Borrower was looking for a…

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Hard Money New Year’s Resolution #3

Jan 24, 2018 (0) comment , , , ,

We fund FAST. Call us at 707-523-2099 and find out how we can help you, a Home Buyer or Home Seller. Best, Ken & Forest – The Guys in the White Hats

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